New The Citibank Club

Ice_2

I think I'd be ringing them up and asking what they are playing at, as it doesn't sound right to me.
keep us up to date with it, and thanks for your interest in the forum and welcome aboard we are a nice bunch of a mixed bag really.
:hello:

marcellep

Questions time ~ Does Citibank show on anyones Credit Report?

97trophy

if you don't have a od facility - no.

Ice_2

marcellep wrote: »

Questions time ~ Does Citibank show on anyones Credit Report?

didn't no mine...but then I don't have an OD...my halifax one did...and all they offered me was a cashcard account with visa electron card...

milfordmadness

marcellep wrote: »

Sorry to hear that

I hope you win your appeal

Keep us updated as we are all interested

Hi

Just a quick update - no news as yet but am appealing about 8 accounts i've applied for so will give details for each account if this will help anyone? Like I say my crdit file is kinda empty, i.e. never had credit but do have a full HSBC bank account with debit card (Maestro - not Visa yet!).

Co-Op Bank Account
Co-Op Credit Card
Natwest Bank Account
Natwest Credit Card
Citi Bank Account
Citi Credit Card
MBNA Credit Card
Asda Credit Card

Will update this post with details of outcome for each of the above companies that I appealed against their rejection.....

marcellep

milfordmadness wrote: »

Hi

Just a quick update - no news as yet but am appealing about 8 accounts i've applied for so will give details for each account if this will help anyone? Like I say my crdit file is kinda empty, i.e. never had credit but do have a full HSBC bank account with debit card (Maestro - not Visa yet!).

Co-Op Bank Account
Co-Op Credit Card
Natwest Bank Account
Natwest Credit Card
Citi Bank Account
Citi Credit Card
MBNA Credit Card
Asda Credit Card

Will update this post with details of outcome for each of the above companies that I appealed against their rejection.....

Is there def nothing on your credit file? When did you last check it?

milfordmadness

Ice wrote: »

Hi good news then, Happy New Year, yes you have got an account, usually the turn around is about 10 days, but could be quicker, or could be longer, its 2 years since I went through this,
just keep an eye on the post and let us all know how long it took.
welcome to the citibank club.
Ice.
:beer:

Hi - I was declined after this exact same process :-(

see last post for update... i'm appealing though out of principle lol

Ice_2

milfordmadness wrote: »

Hi - I was declined after this exact same process :-(

see last post for update... i'm appealing though out of principle lol

wow I am gobsmacked...
it makes me kinda wonder how some people can get everything and others cannot...like me I have nothing on my credit file, but I was refused current account for the Halifax yet they gave me a cash card account which is abit weird, so they didn't say no all together, but made me feel belittled, so I don't use it, don't need to anyway as I have my citibank account which I am more than happy with at the moment...

let us know how you get on...:D

milfordmadness

Ice wrote: »

wow I am gobsmacked...
it makes me kinda wonder how some people can get everything and others cannot...like me I have nothing on my credit file, but I was refused current account for the Halifax yet they gave me a cash card account which is abit weird, so they didn't say no all together, but made me feel belittled, so I don't use it, don't need to anyway as I have my citibank account which I am more than happy with at the moment...

let us know how you get on...:D

Hi Ice - nice to hear from you :-) i'm sure unless i've mis read this whole forum that you're computerwoman - i.e. the brains and mother of Citi Club? Lol, nice - i'm kinda famous now i've had a response from you lol (just messing)...

Yea i'm surprised they rejected me but again, I have full HSBC account so not bothered - just wanted to get the infamous little green 0's on my credit report but I guess that won't matter now cos for some bizarre reason Equifax have incorrectly linked me to someone else with same name as me who has over 30 accounts (defaults etc) so my credit is screwed - haha. What else is there to do but laugh (or cry.....

So, been emailing Equifax who say they won't remove it - LOL. Unreal.... doubt i'll get any account with anyone now!!!

Ice_2

milfordmadness wrote: »

Hi Ice - nice to hear from you :-) i'm sure unless i've mis read this whole forum that you're computerwoman - i.e. the brains and mother of Citi Club? Lol, nice - i'm kinda famous now i've had a response from you lol (just messing)...

Yea i'm surprised they rejected me but again, I have full HSBC account so not bothered - just wanted to get the infamous little green 0's on my credit report but I guess that won't matter now cos for some bizarre reason Equifax have incorrectly linked me to someone else with same name as me who has over 30 accounts (defaults etc) so my credit is screwed - haha. What else is there to do but laugh (or cry.....

So, been emailing Equifax who say they won't remove it - LOL. Unreal.... doubt i'll get any account with anyone now!!!

Hi yes I am the one and only computerwoman, wayhay, creditexpert have people that work for them that can help you out, they ask you if they is anything your not happy with and anything that is not yours, when you say yes those 30 odd are nothing to do with me they go off and sort it out for you, its a 30 day free trial then £6.99 a month after that, once they have sorted it out for you ring them up and tell you longer want them, or keep them on just to make sure that it doesn't happen again.
and if it doesn't sort it out I would see a solicitor to see if you can get it off your name...
hths
CW Ice