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We are about to pull the purse strings soooo tight!
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OHs payday tomorrow, yippee.
Today was NSD 7, but tomorrow got some paying out to do, OHs needs £5 - £3 for works lottery for next 3weeks and £2 for some charity thing, need to pay childminder £25, my works lottery for this week £2, also need to get a prescription £7.95 (I think, haven't got one for ages), also need to put some money on DS2s dinner money card as he normally stays dinners on a Fridays.
Over the next few days the payments for 2 x mobile bills, CCCS payment and car loan will go out of the account so it's going to be a lean week. I'd held back some money from OHs wages when he'd been paid 3weeks in advance before christmas and I was transferring it back into our current account, as if he was been paid as normal (so we didn't spend it all at once!), looks like I'll have to transfer it all back as we won't have enough to cover these DDs and petrol and food.
Had the heating on today for a bit, pegged out but it didn't dry completely so currently got 3 clothes airers on the go and OH chilling on the sofa watching TV. But it was good to have the TV off for a couple of nights.
Off to do packed lunches for tomorrow - day 3 :rotfl:
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Alice_in_Poorland wrote: »Aww Mrs PG I bet you still look great even in your scruffs. Hope every manages an early night.xx
No we didn't, I forgot that we were going out ! :rotfl:
It's ok though as I did make an effort and didn't go out in my PJs although it was very tempting, they are so comfy !x
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Morning Alice,
These paydays and lottery payments come round quick dont they!!!
Well done on NSD7, I am on 5 at the mo!
Was just thinking that once your car payment goes out that will be down to 2... eeekkk cant believe how quick that has gone!
xxMummytogirls x0 -
Yippee another payment on the car load today, just 2 payments left :j, my how these months have just flown by.
On the downside we only have £16.37 left in the bank after all the DDs have come out and childminder, kids football subs etc paid so will have to take a small amount out of emergency fund...again...... to cover this weeks petrol and food.
Also I noticed the dog food was looking a bit low, hope it lasts until next Thursday (although there is money for this in the pot!)
Happy Friday everyone.......the weekend is nearly here.:) xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Wow only 2 car payments to go, you must be willing the next to months to go, have you decided where you will throw the car money at from April.0
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pennywisepoundstupid wrote: »Wow only 2 car payments to go, you must be willing the next to months to go, have you decided where you will throw the car money at from April.
Hi pwps, I don't like to wish the time away but yeah will be glad when the car loan is all paid. That money will do towards our DMP which should bring our DFD to about 5years ish!xx
DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Wow Saturday went a bit quick
. Still on 7 NSDs for this month.
I've taken the rest of OHs wages I was hoping to save out of the emergency fund and put them in the current account to cover pet insurance, petrol and food this week.
Will do meter readings tomorrow, going to be high, we've had the heating on low all day and a bit more this week, I'm freezing and can't get warm, think I'm just shattered.
Went to football this morning, spent £1.80 on sausage sandwich for DS3, called into 1celand spent, £14.25, butchers spent £8.83 and £8.33 in Ald1.
Called into see friend who's just out of hospital took flowers and chocs from A1di. Feeling very humble she's had a major op but she's so upbeat.
Slow cooker on for tomorrow (Irish stew), had pegged 1 load out today and it was nearly dry which really surprised me, its just airing so will add to the ironing pile (must do that tomorrow morning).
20p pot upto £9.20 and £2 pot upto £12
Must do housework tomorrow, got tumble weed running through the kitchen :rotfl:
Hope everybody is keeping warm.xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Hi Alice,
I haven't been able to get warm either. I had to walk the pooches earlier and I went out wearing about 3 layers of clothes under my coat. It backfires though as after walking for a while, I then get really hot
We have labrador tumble weeds all over if I don't vacuum every day at the moment - one of them is moulting. It doesn't seem to matter how much I brush them, I am surprised they are not baldJust keep swimming!0 -
This weather is pretty bitter isn't it but at least we can wrap up for the cold with layers. Today I had tights, leggings and jeans on plus vest top, t-shirt, jumper and cardi, all topped off with hat, scarf, gloves and coat when I ventured out and still I felt the cold. I have enough blubber on me to keep me warm so don't understand why really
Cooked a low fat, no pasta lasagne earlier and by putting lentils and spinach in the bolognese sauce as well as mince, made enough to last me and OH for 3 meals, so pretty pleased with self.
Hope you have a good day tomorrow.
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
We have woken up to a really good frost but no snow...phew!
Itsa - I Know what you mean about walking the dogs, I normally stick to a sweatshirt as I have enough of my own thermal insulatin to keep me warm....if you get my drift.
Granny - Your no pasta lasagne sounds yummy, I haven't used our slow cooker for ages so lets see how this stew turns out.I really should get organised and use it more.
I've done meter readings and we are £172 in credit which I'm really surprised but I think it could be because when we have had the heating it's been on a constant low temperature and not 'wacking' it up high to try and get the house warm....that's my theory anyway.
Would like to peg out again today but waiting to see if the sun comes out a bit, need to do ironing and cleaning up everywhere, walk the dog and check meal plan for the week.
xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210
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