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Pinot's Potty debt free journey!!!

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Comments

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl::rotfl:Granny you are mad !!! xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yesterday went well, the potential new contract is still in the offing although there are some areas that arent quite our thing, so we will see if we can wing our way through it.

    Girls were in and out for singing lessons last night so I spent from 3.30 until 8.15 in and out of the house, rushing around like a loony .

    I am now the proud owner of a new(ish ) oven. My old one I may have mentioned before has, for the last three years been blowing the electrics through out the house about 5 mins after it is turned on to warm up. Not great when the girls are int e middle of their homework and everything goes fizz bang. I heard through the grapevine of someone we know who was getting rid of a year old N3FF Convection oven which cost her a small fortune, so we swallowed our pride and asked if we could give them something towards it. Mr PG fitted it yesterday although the old one is currently sitting int he middle of the kitchen. Its bigger than the old one so he has had to rejig the kitchen units, but what with the oven and the extra kitchen cupboards acquired from the neighbours a few weeks ago, I feel like I have a new kitchen :D

    New glasses for DD2 were collected this morning. She looks gorgeous and super intelligent in them. £189.00 well spent then I guess ! :eek:

    Oh and I forgot to tell you, we had a call from the Bank Manager late last Friday night and the OD has been renewed for another year subject to it jumping in and out of credit. Should all go well with work that should be ok, if it quietens down then it could be difficult but I will worry about that when it and if it happens.

    So that's my news on this dark and gloomy Wednesday morning xxxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning, glad the OD is sorted :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Great news about the OD :T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Yay for the OD, that's great news and hurray for the oven and kitchen cabinets :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    great news re OD and the new(ish) kitchen. Hope you get a fairly normal, (by that I mean not manic) Wednesday and get some peace.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Mrs P... quick question if I may... when you have requested F&F's in the past what % have you generally gone with? OH has about 7.5k to get rid of, but I want to find a way of offering them much less and them accepting. All help appreciated.

    P.S. big news on my diary ;)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    Mrs P... quick question if I may... when you have requested F&F's in the past what % have you generally gone with? OH has about 7.5k to get rid of, but I want to find a way of offering them much less and them accepting. All help appreciated.

    P.S. big news on my diary ;)

    :j:j:j:j Yey !!! Whoope Whoop !! Not saying anything else, I will let our lovely friends read your diary :j:j:j:j

    Back later re the F&F's x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hello Mrs PG :):hello:

    There is so much to catch up on!! I will try later. I'm busy but you're manic!

    Try and take some time out for you, even if is just to meet an friend for coffee ;)
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Piquant wrote: »
    Hello Mrs PG :):hello:

    There is so much to catch up on!! I will try later. I'm busy but you're manic!

    Try and take some time out for you, even if is just to meet an friend for coffee ;)

    I will do my best dear Piq xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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