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Pinot's Potty debt free journey!!!

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  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Taking inspiration from Mrs B and Tilly Tidies, I have today made an additional payment of 43p to the loan and put 45p into the savings account ! Something tells me those figures wont make much of a dent in thins somehow, but it makes me happy ! :D:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You'd be surprised! Last year I cleared an extra £710 of debt with tiny extra payments :D Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,451 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just catching up-

    Fab news on the new kitchen and very mse! :D :j

    Also good news on o/d i'm sure you'll be fine with work you always manage to get some :)

    Granny I loved the joke lol! And plbml :eek: £710 :eek: that's impressive! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    debtfreewannabe321 wrote: »
    you always manage to get some :)
    wwwaaaahhheeeyyyyy :rotfl::rotfl::rotfl:
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,451 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    wwwaaaahhheeeyyyyy :rotfl::rotfl::rotfl:

    Ahh but my comment was innocent (Kerri you'll get me banned from the diary for lowering the tone again :o:rotfl::rotfl:)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    debtfreewannabe321 wrote: »
    Ahh but my comment was innocent (Kerri you'll get me banned from the diary for lowering the tone again :o:rotfl::rotfl:)
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    noone gets banned from Mrs P's diary don't worry
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 23 May 2013 at 9:04PM
    kerri_dfw wrote: »
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    noone gets banned from Mrs P's diary don't worry

    :rotfl::rotfl::rotfl::rotfl:I can confirm that absolutely no-one gets banned from Mrs PG's diary as I love you all !! :rotfl:

    DFW I think you'd best take a look at Kerris diary as" I can guarantee its not me thats getting some" :rotfl:but I will shut up now before I get myself into trouble on my own diary !! xxx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    PinotGrigio41 wrote: »
    :rotfl::rotfl::rotfl::rotfl:I can confirm that absolutely no-one gets banned from Mrs PG's diary as I love you all !! :rotfl:

    DFW I think you'd best take a look at Kerris diary as" I can guarantee its not me thats getting it some" :rotfl:but I will shut up now before I get myself into trouble on my own diary !! xxx
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Oh my!
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    Now she's lowering the tone of her own diary ;)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Oh my!
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    Now she's lowering the tone of her own diary ;)

    Its your influence, I am usually so good , honest !!! ;)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • hillside777
    hillside777 Posts: 357 Forumite
    I couldn't believe the kind of day you had last Saturday. :eek:
    You need to take it easy.

    You're always busy doing something. :) Make some time for yourself. :)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
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