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Pinot's Potty debt free journey!!!

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Comments

  • Its your influence, I am usually so good , honest !!! ;)

    :rotfl::rotfl: LOL of course you are, a virtual saint :A :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bonnington wrote: »
    I couldn't believe the kind of day you had last Saturday. :eek:
    You need to take it easy.

    You're always busy doing something. :) Make some time for yourself. :)

    Right back at ya Mr B !!

    Lovely to hear from you ! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl::rotfl: LOL of course you are, a virtual saint :A :rotfl:

    Thats me !! :A:rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bright and early this morning I made another £100 payment to THEM . We now have £4500 left to find . They are being very quiet at the moment, unusually quiet for THEM. I am expecting a snotty letter very soon. :)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have a stonking great headache today that I just cant shift :(

    It could be something to do with the three glasses of vino consumed last night in quick succession due to some majorly stressful news we had yesterday afternoon . I somehow in amongst it all, forgot to actually eat anything so the effects of the three glasses of vino are well and truly making me feel rubbish today.

    I swear my head is so heavy it will fall off of my shoulders ! :rotfl:

    Serves me right, I should be old enough to know better. Silly Woman ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I have a stonking great headache today that I just cant shift :(

    It could be something to do with the three glasses of vino consumed last night in quick succession due to some majorly stressful news we had yesterday afternoon . I somehow in amongst it all, forgot to actually eat anything so the effects of the three glasses of vino are well and truly making me feel rubbish today.

    I swear my head is so heavy it will fall off of my shoulders ! :rotfl:

    Serves me right, I should be old enough to know better. Silly Woman ! x

    Oh no, hangover on a school day never a good plan (done this far too many times!) Get some nice stodgy food in you today and it'll make you feel better :)

    I hope the stressful news resolves itself and takes a little off your shoulders :)

    :A (<----just for you lol)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi Mrs PG
    Sorry I haven't been around much. Brilliant news on the new cooker, kitchen units, overdraft renewal. Things going well ATM?

    I also want to endorse what Mr B says and ask that you try to take some time out for yourself. I hope your head is feeling better soon. I understand the 'not eating'. I am very guilty of it too especially when stressed.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope youre ok PG and the stressful news is now unstressful!
    xx
    Mummytogirls x

  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Compared with whats going on in the news this week, I feel that my stressfulness which resulted in too many glasses of wine on an empty stomach is nothing in comparison and I actually feel quite embarrassed in the grand scheme of things. The situation has straightened itself out now pretty much, so its calmer this evening. Well it will be when I finish work, I am hoping Mr PG may show his face at sometime tonight as well, but I wont be settling down for a Friday night vino . I think a glass of water might be on the Drinks List this evening ! x:o
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    poohbear59 wrote: »
    Hi Mrs PG
    Sorry I haven't been around much. Brilliant news on the new cooker, kitchen units, overdraft renewal. Things going well ATM?

    I also want to endorse what Mr B says and ask that you try to take some time out for yourself. I hope your head is feeling better soon. I understand the 'not eating'. I am very guilty of it too especially when stressed.

    Thankyou Pooh, my new(ish) kitchen look super duper, the oven is very hi tech and I have not had the patience to get my head around using it yet. I think I need a clear head, which I haven't this week. Its not quite finished Mr PG needs to make another door, so I have the contents of a few cupboards all over the floor but he had to down tools due to work so it could be there a while, that or might just load it back up without a door. Well that would be an option if he hadn't decided to store his tools in the cupboard instead ! :)

    Things are plodding along just nicely. Still plodding rather than steaming along, but I cant complain especially after the worries earlier this year. As long as things continue in this way we will be just fine. xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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