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Pinot's Potty debt free journey!!!
Comments
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I was halfway through reading how you ended up working instead and thought "why not just camp in the garden"
glad the girls are doing that as it sounds super fun.
Hope you enjoy the well earned rest in the pub this evening, you work far to hardxx
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
I was halfway through reading how you ended up working instead and thought "why not just camp in the garden"
glad the girls are doing that as it sounds super fun.
Hope you enjoy the well earned rest in the pub this evening, you work far to hardxx
The pub was lovely , was really nice to sit and chat just the two of us. We weren't far away in case we were needed by the girls so I was settled for once !
DD1 and friends have a big fire lit in the gaden, marshmallows and hot chocolate, their music playing, candles burning and its lovely out there. DD2 is at a sleepover just opposite, so keep son popping back to say hello ! Bit of a homebird that one ! It wouldn't surprise me if she hasnt taken her key and I find that she has snuck back home in the middle of the night !
xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Well DD2 didn't arrive in the middle of the night as I suspected but arrived home in time to go to the stables. I have just found a new one for her to go to, so much cheaper than the old one of which she hadnt been to since September last year. She loves it there and they will let her go and help with the horses whenever she wants to, so even if I am not paying for the riding lessons she can get her horsey fix.Perfect !
She is going to spend the day there today and she is going on a picnic ride. It has cost us £10 but well worth it to see the excitement on her face. Shame the weather isn't better.
DD1 and friends are still asleep in the tent having had a rude awakening from someone drilling at 8am this morning. The drilling which sounded like a road being dug up has stopped now , so I think the girls have gone back to sleep. Goodness knws when they will surface !
Its Mr PG's second day off today, but we will need to do a few jobs, hopefully though we will have time to go to the gym together. We have just found a much much cheaper gym than the one we joined last year. I am also now doing a 2 months Back Clinic at the hospital, so hopefully this is turn will help with strengthening my back and in turn I can come back off of the tablets. Thats the grand plan !I am also hoping to use the gym to give myself a bit of time out as well which I think will do me good at the moment.
Off now to answer some emails and tidy up a bit, despite the girls camping outside they have somehow managed to trash the inside of the house as well. :eek:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Another £100 paid to THEM this morning. £4400 left to pay.
10 minutes later postie delivered a letter to advise me that THEY had passed our account on to a debt collection agency for non payment and apparently the fact that we have made no contact with THEM with an explanation as to why payment is being withheld. Two explanatory letters sent special delivery of which THEY chose not to answer and five phone conversations with refusal from THEM to enter into any agreement with us clearly classes as no Contact in their opinion ?!
These things are sent to try us !LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Yay to the £100 payment
Big BOOOOOOOO to THEM!!!
x0 -
*hisses at THEM* for lack of any words
Big hugs Mrs P xxxDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Words fail me!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Makes you wonder if they communicate with each other really.
Only question is do you owe for VAT and self assessed personal taxes? If so are you making regular payments iro both as they may have referred one account despite the fact that you are making payments to the other. Sure you've told us previously but can't remember right now.
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Please do not worry PG - it is a standard letter which does not take into account any contact you have made.
What they want is for you to get so irked about it that you contact them and agree to pay.
Keep calm and do not waste a stamp!!!0 -
Makes you wonder if they communicate with each other really.
Only question is do you owe for VAT and self assessed personal taxes? If so are you making regular payments iro both as they may have referred one account despite the fact that you are making payments to the other. Sure you've told us previously but can't remember right now.
Granny x
No I don't think they communicate at all Granny ! The last person we spoke to at THEM HQ said she couldn't enter into an agreement with us but as we were making regular payments although differing amounts each month that it shouldn't be passed on, as by the time it was there probably wouldn't be much ore left to pay.
The VAT is up to date and the tax is the Corporation Tax xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280
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