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Pinot's Potty debt free journey!!!
Comments
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Ok CCS Collect are fine as debt collectors go!!
I will allow you to write one letter :rotfl:to them to confirm they have the wrong balance and also that you have an informal arrangement with HMRC to pay as much as possible when you get paid and no you do not want a formal one as you won't be able to stick to it.
Ooh actually you can do 2 :rotfl:
CC the above letter to HMRC as well!!!
And re the benefit fruad - you don't even need to ring up, you can do it all online now either via your local council or via gov.uk (for DWP benefits).
Either way will involve the DWP and also the local council.
Personally I prefer local council as they have less referrals than the DWP get nationwide and will deal with each one personally!!0 -
Eager_Elephant wrote: »Ok CCS Collect are fine as debt collectors go!!
I will allow you to write one letter :rotfl:to them to confirm they have the wrong balance and also that you have an informal arrangement with HMRC to pay as much as possible when you get paid and no you do not want a formal one as you won't be able to stick to it.
Ooh actually you can do 2 :rotfl:
CC the above letter to HMRC as well!!!
And re the benefit fruad - you don't even need to ring up, you can do it all online now either via your local council or via gov.uk (for DWP benefits).
Either way will involve the DWP and also the local council.
Personally I prefer local council as they have less referrals than the DWP get nationwide and will deal with each one personally!!
Thankyou EE, I love your generosity, I will put together a couple of letters today for them !! I actually quite enjoy the letter writing to the DCA's these days ! How times have changed ! :rotfl:
Hope you are keeping well EE, thankyou again for popping up just at the right moment
You clearly have a knack :A xx LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Good luck with CCS collect. I found them to be decent enough and I am free of them now. However I am not finding Lewis Group as good, I have to do yet another flaming income and expenditure form!Trying to shift that debt!0
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Skint_but_Optimistic wrote: »Good luck with CCS collect. I found them to be decent enough and I am free of them now. However I am not finding Lewis Group as good, I have to do yet another flaming income and expenditure form!
I haven't had any dealings with Lewis Group Im afraid. Best of luck with that one Skint !
Didn't actually write the letter today to CCS, its on the list for tomorrow . Ended up a crazy crazy day and I'm really not in the mood to do it now.
x LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Another £100 paid to THEM this morning. Its going down and down , just not quick enough for THEM it seems.
Off to write the letter to CCS now before starting work xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
They can't have what you haven't got! But write the letter according to EE's helpful instructions. Then get on with your day and no worrying about it!
Your weekend sounds lovely, good that Mr PG got home in time for chilli and wine!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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They can't have what you haven't got! But write the letter according to EE's helpful instructions. Then get on with your day and no worrying about it!
Your weekend sounds lovely, good that Mr PG got home in time for chilli and wine!
Yep all done and no worrying going on here ! Just mild irritation I think !
Weekend was lovely, yesterday was nice as well, it felt slightly normal, or how I imagine normal to be as Mr PG was around in the morning and home in the evening in time for a BBQ in the sunshine. I think I had a near perfect moment Piq, they must be catching !!
LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »Yep all done and no worrying going on here ! Just mild irritation I think !
Weekend was lovely, yesterday was nice as well, it felt slightly normal, or how I imagine normal to be as Mr PG was around in the morning and home in the evening in time for a BBQ in the sunshine. I think I had a near perfect moment Piq, they must be catching !!
Funny how we appreciate those moments now. Is it that we finally realise that money doesn't buy true happiness?Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
0 -
Funny how we appreciate those moments now. Is it that we finally realise that money doesn't buy true happiness?
Absolutely ! LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
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