Just received this - please help

pigpen

Purbeck wrote: »

I just have to ask, OP, re "Spoken to tax credits have that in place, benefits should be sorted soon."

How on earth did you manage that in less than 3 days?! I reckon if you can manage that feat you will not need much advice on here.

princessdreamer wrote: »

You pick up the phone, I only had a 2 day gap between being it based on 2 people to in my sole name.

I sorted mine online the day after KH left having not claimed before it was sorted in 6 days inc. a weekend!

He left Monday, applied Tuesday night online, meeting at jobcentre Thursday.. money in bank Monday!

Cornish_piskie

Op - I've read your thread and can only wish you strength. You sound very sensible but seem to be taking what he says as gospel - every time he says he's going to do this or that with the house, mortgage whatever, just nod and 'uh huh'. Your solicitor will dispel all the myths for you and let you know exactly what position you are in. Don't then tell him what your solicitor has told you - let him receive it all in a nice letter :cool:

On a very practical note - sit down today and write down questions and queries to ask your solicitor. Use a few sheets of paper and leave some space under each question so you can write down a brief aide memoire for yourself - don't be afraid to ask for a little time and extra explanation if needed, they are working for you remember. Also, try to find out if your solicitor is expert in this field. Don't be fobbed off with an associate - insist on seeing someone who is expert in family law as your case is complicated.

Lastly, stay strong, look after yourself and I wish you lots of luck

gratefulforhelp_2

Good luck tomorrow.

sassyblue

ditto, wishing you strength and hoping you come back feeling even stronger from what advice you get. xx

Caroline_a

And from me too!! xx

MarilynMonroe_2

good luck and stay strong xxxx

zzzLazyDaisy

DH - I have been away for a few days so have only caught up with the last few messages. But one thing did strike me - you mention that he is going to fund his purchase through a mortgage reserve? This worries me because it is not a re-mortgage, but something that the existing mortgage conditions already provide for.

I am not a conveyancer, but I think your solicitor will need to get an emergency court order preventing any dealings with the property pending the outcome of the divorce proceedings. Please make it clear to the solicitor that he plans to take the equity out of the house under the terms of the existing mortgage, and not by way of a second mortgage or remortgage. It makes the world of difference - your registered interest will not prevent him taking money by way of the mortgage reserve because it is not a new mortgage which would have to be registered, but comes under the mortgage that is already registered.

lollyb84

Good luck tomorrow - I'll be thinking of you. x

princessdreamer

Good luck we are all here for you

Seanymph

zzLazyDaisy said it better than me, but that's exactly what I was trying to say - you've already agreed to this bank having a lean on your property - and he's built up the extra monies (which will be far more than he's telling you!) - so he may well be able to take the money additionally on THIS mortgage without involving you.

For goodness sake make all of this plain to your solicitor.