MBNA credit cards (merged)

Elsie2_2

I would send them to both. MBNA will not refund any charges that were from when RBS had the card.

consnmattsmom

Has anyone tred to claim unpaid fees back from these? If so how did you get on?. I sent the first letter last week whch they received on 26th. They still have 7 days to respond before I send 2nd letter but was just wondering if anyone else tried wth them?

Thanks

Edinburghlass_2

Just merged these threads but as it seems Virgin comes under the "umbrella" of MBNA, I'll also find that thread.

BLUESUNSHINE_2

Well its now been 7 days since MBNA received my letter requesting a list of charges made to my account . No news as yet but hopefully no news is good news

consnmattsmom

I sent 1st letter to Virgin One last week and am awaiting a reply.

I have sent letters requesting statements to Choice Catalogue, MBNA, Barclaycard, GE Money ( New Look and Kwik Fit Storecards) and Alliance & Leicester today.

Any successes or probs with any of these companies would be greatly appreciated.

maureeng958

I Currently Have An Account With Mbna Credit Cards And I'm Trying To Claim Back My Charges I Was Just Wondering If Anyone Could Help Me Clear This Up.

Basically I Sent O Ff The First And Second Letter, Mbna Sent Me A Letter Telling Me That They Have Credited My Account With £700 Of The £1641.00, I Wasn't Made An Offer They Just Credited The Account With The Amount And Said That It Was Full And Final Settlement, Could Someone Please Tell Me What I Need To Do Next.

Do I Need To Write And Tell Them That I Don't Accept The Amount Or Do I Take That And Claim The Rest Using The Small Claims Court Option.

I Don't Want To Accept Their Offer As It Wasn't Really An Offer It Was More Of This Is What Your Getting And Like It.

I Really Want To Go All The Way With This And I'm Not Sure How To Continue, Any Help Would Be Much Appreciated.

Thanks
Maureen

Rex_Mundi

Write back and say...............

I cannot accept your offer of £700 as full and final settlement of my claim. I will accept this as a part offer and without prejudice, but I will be contuing my claim for the balance.

Then just carry on with your claim as normal.

BLUESUNSHINE_2

I agree with Rex , don't let them fob you off . £700 is a lot of money but no where near what youre claiming .
Stick to your guns and send them another letter

maureeng958

hi thanks for all your advice i wasn't really sure what to do and your advice has been really helpful
many thanks maureen

BLUESUNSHINE_2

Hi Maureen ,

thats why we're all here , to offer each other encouragement , help and advice .
you can be sure that if you wanted to find out something relevent to this site that someone on here will know the answer .