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301k in debt and morbidly obese - things aren't great!

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  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    patman99 wrote: »
    But will ebay increase it's fvfs in the near future to grab-back the cash it loses from sales of picture packs.

    I don't think they will actually - it's been free multiple pictures on the American site for a while now and I reckon they've found that having more pictures means that a higher percentage of listed items sell and auctions run to a higher price, so what they're losing in picture pack sales they're more than making up in increased final value fees.
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    I don't think they will actually - it's been free multiple pictures on the American site for a while now and I reckon they've found that having more pictures means that a higher percentage of listed items sell and auctions run to a higher price, so what they're losing in picture pack sales they're more than making up in increased final value fees.


    Eb*Y has a moral compass???smiley-shocked004.gif
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • MrBloater
    MrBloater Posts: 750 Forumite
    Tenth Anniversary Combo Breaker
    Well the universe has certainly been reading my posts on here it would seem. Not 12 hours after my last one bemoaning my lack of second job, an offer came in for a last minute contract and hence I have been back to my 2.30 starts and midnight bedtimes. Have to try and get it cleared by Saturday night which is looking very do-able.

    Had also found out that my calculations for the month were completely wrong. Rather than it being £100 we had to get through the month, it is £50. And then as if by magic, a £50 cheque popped through the letterbox yesterday, the first instalment of payment for one of the contracts I have just finished.

    Anyways, back to the grindstone - but universe, if you are reading this again, I'd really like an Audi R8.
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Yes, and I'd like a permanent job with paid o/t. We can but ask ehh MrB. ?.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    congrats on the running. I must get on with doing some form of exercise again.

    Hope you have no got your mojo back in your first job.
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • MrBloater
    MrBloater Posts: 750 Forumite
    Tenth Anniversary Combo Breaker
    Back again - finished off an additional contract this morning before work so should have banked close to £1500 in extras by the time this month is out - which will see us through the summer - have also built up reputation and contacts so I should be near the top of the list for when any other work of that ilk comes along.

    Have had a nagging doubt about my main job for a while now, I have an elevated position from September and whilst I am very grateful etc etc, there didn't actually seem to be that much more for me to do - and in this current climate the last thing I want to be seen as is an expensive luxury. So this evening I have emailed one of the head honchos with an alternative plan of how I can fulfil my obligations (which will cause me to do a heck of a lot extra work and preparation and take me completely out of my comfort zone). Am hoping I get a positive response as I realise that I am never as dangerous or prone to self-sabotage as when I am coasting. I need the adrenaline buzz and I need to be making a difference, not just treading water.

    Frogs are now living in the shed and they freak the heck out of me - otherwise I may well have started photographing some ebay stuff for tonight.

    Must get back to the exercise again soon. Am getting very bored of writing that.
  • triple_choc_chip
    triple_choc_chip Posts: 1,139 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    MrBloater wrote: »
    Back again - finished off an additional contract this morning before work so should have banked close to £1500 in extras by the time this month is out -

    Fantastic!

    So this evening I have emailed one of the head honchos with an alternative plan of how I can fulfil my obligations (which will cause me to do a heck of a lot extra work and preparation and take me completely out of my comfort zone). Am hoping I get a positive response as I realise that I am never as dangerous or prone to self-sabotage as when I am coasting. I need the adrenaline buzz and I need to be making a difference, not just treading water.

    If all teachers were like you the pupils of this country would be inspired.

    Frogs are now living in the shed and they freak the heck out of me - otherwise I may well have started photographing some ebay stuff for tonight.

    I reckon you put them there!


    Wow things are really sounding positive, I'm really pleased for you
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on extra £££'s.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Frogs in the shed.....i'd give them a wide berth. Well done on the extra money.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great news on extra money Mr B, and well done on emailing boss - am sure they will be impressed, and the strain of the extra work will be more than offset by the mischief you'll be avoiding if you were coasting :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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