Help please

ShowMeTheCash_3

Good Afternoon,

Forgive me if this is covered elsewhere but there are so many threads I am not sure where to look.

What are HSBC like to reclaim from?

I took a loan out online in January 2008 which I repaid late last year. Would this qualify?

I also had a previous Managed loan with HSBC which I took out in around 2002/03 and repaid that around 2006. Would this qualify?

If so what do I do next? Request the information from HSBC and then keep my fingers crossed?

Thanks for all your help. If I am able to proceed with action then I will keep all info on this thread.

The_Marksman

ShowMeTheCash wrote: »

Good Afternoon,

Forgive me if this is covered elsewhere but there are so many threads I am not sure where to look.

What are HSBC like to reclaim from?

I took a loan out online in January 2008 which I repaid late last year. Would this qualify?

I also had a previous Managed loan with HSBC which I took out in around 2002/03 and repaid that around 2006. Would this qualify?

If so what do I do next? Request the information from HSBC and then keep my fingers crossed?

Thanks for all your help. If I am able to proceed with action then I will keep all info on this thread.

if you feel you have been miss-sold ppi insurance

id have a read here :

http://www.moneysavingexpert.com/rec...nsurance#step2

state all reasons you feel you were miss-sold

Then download a consumer complaints questionnaire

found here:

http://www.moneysavingexpert.com/rec...nsurance#step3

have a read, see all the info you need etc, then fill it in and send it off.

if you need more help, just ask here, there are some very helpful people here and willing to help:D

good luck:D:D

ShowMeTheCash_3

I will go through those threads now.

Has anyone had any success with HSBC before. The 2 loans prior to interest or insurance were about £35k so I'm hoping for a nice payday.

Thanks

amersall

ShowMeTheCash wrote: »

I will go through those threads now.

Has anyone had any success with HSBC before. The 2 loans prior to interest or insurance were about £35k so I'm hoping for a nice payday.

Thanks

Hi there, if you do not have the account numbers you need to ask for a copy of the agreements,these will cost you £1 each.
If you have the account numbers and any/all of the reasons for mis sell apply to you then put a claim in.

Do you know what the ppi was for each loan?as if you win you get the ppi back less the rebate of ppi when you settled the loans.

ShowMeTheCash_3

I don't know PPI or even if I am entitled to claim.

However, I want to get on this gravy train feeling that HSBC shafted me with the loans.

PS just remembered had a 3rd loan off them (a graduate) which was settled by the managed loan

di3004

ShowMeTheCash wrote: »

I don't know PPI or even if I am entitled to claim.

However, I want to get on this gravy train feeling that HSBC shafted me with the loans.

PS just remembered had a 3rd loan off them (a graduate) which was settled by the managed loan

Also check the checklist as well, click on the expand, and write what applies to you, remember to keep copies of your reclaiming as well, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

Just to add, if you think they mis sold you on all, then go for them all, you can do this separately or together on the same reclaim, but think the main will prefer to do this separately.

amersall

Get your agreements and find out if you had ppi,if you did then look here for reasons for mis sell

http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step2
You have to have valid reasons for mis sell.
also you can put a claim in for grad loan too if you were mis sold

amersall

di3004 wrote: »

Also check the checklist as well, click on the expand, and write what applies to you, remember to keep copies of your reclaiming as well, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

Just to add, if you think they mis sold you on all, then go for them all, you can do this separately or together on the same reclaim, but think the main will prefer to do this separately.

I was too slow again!!! :A

ShowMeTheCash_3

Thanks.

I don't have any of that information so will have to ask for it from HSBC. Can you just walk into the branch.

Fingers crossed this comes off!

amersall

You can walk in branch and ask, they may not find it so be ready to pay to get the info.

ShowMeTheCash_3

When I walk into the branch what is it I am asking for?

A copy of the loan agreement from each of my loans taken out since 1999? This will show the PPI if it exists won't it?