credit card fraud? have you been done recently?

elderberry

Hello Sara from one newbie to another.

I've just googled Oaktrella and think you might find this[/B][/URL] helpful.

Cappsy

This thread on the ebay forum may give you some information (the first part anyway) looks like you're not the only one to have had problems.

http://forums.ebay.com.au/thread.jspa?threadID=600023795&tstart=40&mod=1171599738290

Good luck

elderberry

Sorry, I've obviously not understood how to do links. Google the whole web - and check the second entry. Messages 9, 20 & 21 seem to be the most informative.

John_Pierpoint

John_Pierpoint wrote: »

BBC1 is investigating the banks on Monday at 21:00 - find out what they really think of you their customers.

Sorry folks, 22 men chasing a bladder, forced the investigation of Banks off your screens. I'm sure the programme will resurface soon.

Meanwhile did you notice the news item about labelling battery eggs as free range ? It seems a gang of crooks has been at it for 5 years and my back of the evelope calculations suggest they have been getting away with robbing YOU of 60,000 GBP per week. It all helps to add up to the 330 GBP per head we have to chip into the scumbags-benefit-fund.

http://www.bbc.co.uk/radio4/news/farmingtoday/

John_Pierpoint

John_Pierpoint wrote: »

Hi James and other MSE victims,

Tonight the BBC1 "Watchdog" program, helped by a couple of bright sparks from Cambridge, demonstrated a clever scam:

Shop 1, a bookshop had a PIN terminal. Shop 2, next door, a cafe, also had a PIN terminal BUT the line from the fraudulent terminal had been diverted with a wireless router to the real terminal in shop 1. So customer in shop two paying 5 GBP puts in his details including the (encoded ?) PIN and they are sent to shop 1 here they are delayed long enough to change the 5GBP into 50 GBP and then the transaction is sent on to the bank by the legitimate terminal.
The customer in the cafe is now down 50 GBP and the two shops have sold one cup of coffee for 50GBP, they probably did not even need to have captured the PIN. It is a bit like the old days of signing the top copy and then discovering that scumbag on the till had put an extra 5 infront of the 5 on the slip that you had signed for, and helped himself to 50 GBP in folding money. out of the till.

Perhaps someone from the banks or an engineer can explain how the banks can protect against having a fake terminal broadcasting details to the operator of a legitimate terminal ?

Here is the web site explaining how they did it.

http://www.lightbluetouchpaper.org/2007/02/06/chip-pin-relay-attacks/

There is also an interesting response explaining why your replacement credit card has the same old pin number and it is up to you to change it.

KENNETH_BATTY

I Have A Barclay Card Kept In Safe For Emergency When On Hols, About Two Weeks Ago A Statement Dropped Through The Door Showing A Balance Of £2.65, I Phoned My Bank Manager She Did Some Investigation, Changed My Card ,next She Found Out That £2.45 Had Been Refunded Leaving A Balance Of 20p.

We Think It Was A Test Before The Big Hit, I Have Filled In The Stanard Letter Which Permits The Bank To Get Police And Customs Involved As It Was A Us Company.

If I Was Using The Card Regularly I May Not Have Noticed.

Beware Check Statements

Kenneth Batty

James

POLICE chiefs are investigating suspected fraud involving thousands of pounds from motorists using an Annesley petrol station

Story click here.

Check your Statements & BIN your Credit Card PIN.

Paul_Herring

James wrote: »

BIN your Credit Card PIN.

Surely these problems affect debit cards aswell James, and thus, I still await your reply to my questions in post 124 which you conveniently seem to have forgotton.

On a lighter note it appears Worthing have refused to have chip and bin - but Northumberland apparently weren't as lucky. Time to BIN that, erm, BIN?

James

Quick reply, yes it does affect debit cards as well. But it's all about reducing risk. i.e. it would be safer using a Chip & Signature credit card (thinking of the GE 3% back on fuel transactions) than risk using your Debit Card with a PIN.

I suggest you only use your Debit Card with a PIN at a Banks own ATM.

Lloyds TSB provide a Debit Card with a PIN and the PIN can be used at ATMs, but falls back to signature in shops (Chip & PIN compliant shops).

Will revisit post 124 tomorrow - promise - work calls.

Chip & BIN - made me smile, thanks.

Paul_Herring

James wrote:

Lloyds TSB provide a Debit Card with a PIN and the PIN can be used at ATMs, but falls back to signature in shops (Chip & PIN compliant shops).

Ah - if that's the case, it would answer my post 124 - got a URL?