GE Capital/Money

hollymew

infact could i just transfer the balance over to the ulster bank credit card and apply later for the charges back as I think they are unfair (£12 late payments, £25 not telling them your new address etc). And ask for my insurance back as it was never explained to me in the first place?

I dont need a telling off from people telling me I opened the account so its my fault, I just need good advice on how to minimise any money I have to give and get some money back.

So if anybody can help please let me know!

wonder

They paid back my charges without much quibble, i'd go for everything.

hollymew

REALLY?? HOW DO i DO THAT?? I have just applied for the ulster credit card so I can move the £280 from the ge capital card. Do I close that once the card comes through? I will still be paying that £4 a month insurance otherwise wont i?

Oh and if I close the account, can I still ask for money back?

cheers!

cheqmate06

Yes,you can claim bak even if the card/account has been closed. I am in the middle of claiming back against GE money for Debs and Evans for my O/H. Have sent letters and got responses telling me they are investigating and i don't even know how much PPI shes paid,they do it all for you.

cheqmate06

http://www.gemoney.co.uk/en/utility/contact_complain.html#ge_cardprotection

numbers to contact

Music_Lover_3

Hey all,

I added up £120 worth of charges from GE Money, added interest and posted the first letter on Wednesday.

Got a letter back this morning (Wow! They're speedy!) saying that according to OFT, £12 is a reasonable charge and offering me £18 as a gesture of goodwill, covering the difference in each charge over £12.

I'm not settling and sending letter two on Monday.

Will keep you posted.

ML

angelwillow

G.E have mucked me around for long enough - since July last year - send my court papers away and now have a court date for next month.
Will keep you posted!

Music_Lover_3

Sent the letter saying I would not be accepting the £18 but must of posted it on the same day as they posted me the £18 cheque. Doh!

Going to send it back.

angelwillow

Keep the cheque but say you are accepting it as part payment only.

angelwillow

Do GE usually pay up before the day in court?