GE Capital/Money

SueMaggie

If its the company behind storecards like Debenhams then according to the Debenham's website it's -

GE Capital Bank Limited, 6 Agar Street, London WC2N 4HR

The FSA website gives another address of -

Capital House
2 Bruntcliffe Way
Morley
Leeds
West Yorkshire
LS27 0JG

with a website address of www.gemoney.co.uk

dwjohnno81

mines for a burtons menswear account card i had.

i have

ge money
po box 700
leeds
ls99 2bd

which one shall i use

yar_2

hi
got letter this morning claiming to represent ge capitall bank in my forthcoming case with regard to claiming unfair charges and that they intend to defend my claim against them.They feel it may be helpfull if i could discuss the case with them prior to the hearing.I wonder what they want to discuss ? any one any ideas
Ray

nickmack

YAR wrote: »

I wonder what they want to discuss ? any one any ideas

Most likely they want to make you an offer. You should listen to what they have to say and judge whether you are willing to accept.

I would 'discuss' by letter though. this way you have a record of exactly what's been said. If you are confident of your case, you may wish to speak to them on the phone, but get everything in writing.

angelwillow

Just had a letter from them today saying as from 9th July 2007 they are no longer refunding charges except the difference between the charge and £12 they say is a fair charge agreed with them and the Financial Leasing Association.
And guess what, they received my 'request' on 10th July!

Anyone else been fed this line? I guess it's the courts now then and all for £105.

Smasher

Who the hell are the Financial Leasing Association???

Yes, drag them to court for all of it + interest + court costs & wasted costs (for your time @£9.25 per hour & postage, paper e.t.c.).

angelwillow

They do actually exist as the FO told me to go to them since they 'don't do store cards'. I got in contact with them but haven't heard anything since and can't get a hold of them atm as they are closed between 24th Dec to 3rd Jan!

angelwillow

Here you go

http://www.fla.org.uk/fla/

Smasher

Yeh I looked them up, still not impressed. They have no legal power whatsoever. They're like your cousin Kevin who got a C- in some 'ology' at school & thinks he's a scientist

Dylanwing

I'm going to put my head above the parapet here - I don't find the Credit Card charges as unreasonable as Bank Charges, because it is normally a maximum of 2 per Month, and they are detailed in the T&C's. Rather than snowballing you into debt, they are just a pain in the butt. Personally, I don't find a £12 fee that unreasonable, as I presume they have to do something if you go over limit, or pay late, and need to cover costs, including overheads.
The impression I got from Sainsburys was that they will refund anything over £12 without fuss, but will fight to keep the £12 fees. Personally, I was happy with that, it seemed pretty fair and saved me a lot of hassle and risk of going to court.