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Unoffical Existing Customer Balance Transfers

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  • Just paid off my LloydsTSB advance card. Called to canx it and was offered another 6 months at 0% (have already had 12 months at 0%) or 1.9% for a year.. And all with no BT fee :D

    15k is now winging it's way to EGG ... How good is that...
  • Leemer
    Leemer Posts: 12 Forumite
    smartsaver wrote:
    Just paid off my LloydsTSB advance card. Called to canx it and was offered another 6 months at 0% (have already had 12 months at 0%) or 1.9% for a year.. And all with no BT fee :D

    15k is now winging it's way to EGG ... How good is that...

    LloydsTSB have also offered me another 0% for 6 Months on their Advance card. My Alliance & Leicester (MBNA) card is up for renewal soon so I am hoping they offer the same.
  • Yaja
    Yaja Posts: 17 Forumite
    My anniversary offer expires at end of the month. In the past theyve emailed after ive cleared my baalance me with a 2.9-5.9% bt offer to keep my money.

    Just wondering whether anyone can give me a heads up on what egg is offering people?
  • Yaja
    Yaja Posts: 17 Forumite
    ill answer my own question : egg just offered me 3.9% until 1st april 06 plus 2% (50 max) via email.... hmmm.. not great but not awful either.

    also, i cant believe ive post 293 times... thats definitely wrong.. maybe 50-100 max.
  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Reported.......
    Herman - MP for all! :)
  • traveller
    traveller Posts: 1,506 Forumite
    Hi,i've got an egg card which i haven't used sice the 0% rate expired in july.I have a balance which i want to transfer any remainder to egg in jan(my anniversary).How do you go about it, do you just tell them you want to take up the offer, or do they contact you.Also, would it be advisable to use the card now for something, as it's had nothing on it since july. Thanks.
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • A friend of mine suggested purchasing some premium bonds using my credit card and then transfering the balance on a 0% deal expecting to earn a good return before paying back. This sounds too good to be true - has anyone out there already tried this?
  • macca64
    macca64 Posts: 286 Forumite
    Part of the Furniture Combo Breaker
    Premium bonds - been discussed on another thread I think. However I hold £2k's worth and have won £100 but thats over 2 years, not great but you always get the chance of a bigger win.

    Side note Halifax offered me 4.95% until paid off with a 2% fee - do they not realise there are better deals around??
    2014 running challenge 587.4 miles / 250 miles
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    macca64 wrote:

    Side note Halifax offered me 4.95% until paid off with a 2% fee - do they not realise there are better deals around??

    Have to disagree, for life of balance transfer deals, that is one of the best ones.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mrs.dimac wrote:
    A friend of mine suggested purchasing some premium bonds using my credit card and then transfering the balance on a 0% deal expecting to earn a good return before paying back. This sounds too good to be true - has anyone out there already tried this?
    You can't buy Premium Bonds with a credit card.
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