Unoffical Existing Customer Balance Transfers

~Chameleon~

Stoneman wrote: »

After not accepting a 0% offer as it was only until august! I have logged on today to find a 6.9% life of balance.

Same here. Have also received three separate offers in the post today:

Lloyds - 0% BT for 15mths with 3% fee.
Barclaycard World - 0% BT for 12mths with 2.9% fee
MBNA - 0% BT and MT for 16mths with 5% fee

YorkshireBoy

~Chameleon~ wrote: »

Barclaycard World - 0% BT for 12mths with 2.9% fee
MBNA - 0% BT and MT for 16mths with 5% fee

I get rollover offers from these two every month...


Barclaycard (ex Egg): 24 months 0%, 4.9% fee
MBNA: 13 months 0% (on both BTs & MTs), 2% fee


Been getting them for around 6-7 months now.


I can't make them pay (in a stoozing sense, as have no 'real' debt), so they just get binned!

mrpsmith

Nationwide - just logged into internet banking to see this offer.


0% APR on credit card balance transfers until 28th February 2015. 2.4% fee (min £5) applies.

lindahall54

mrpsmith wrote: »

Nationwide - just logged into internet banking to see this offer.


0% APR on credit card balance transfers until 28th February 2015. 2.4% fee (min £5) applies.

Cool, thanks! :rotfl:

udydudy

Halifax 15 months 0% with 3% BT Fee
Barclays 12 months 0% with 2.9% BT Fee
Virgin 12 months 0% 2% Fee

Yippeee

bonjan

Halifax Clarity

• BT offer: 6 months 12.9% APR with 0% fee.

Barclaycard

• BT offer: 0% until 1st July 2015 (12 months) with 2.90% fee.
• MT offer: 0% until 1st March 2015 (9 months) with 1.90% fee (money transfer to bank account).

PDF

Nationwide...... 4.9 % APR for 12 months on balance transfers £0 bt fee.

Not great but no fee, found it on my statement rather than any big offers when I log on to online banking.

MumOf2

bonjan wrote: »

Halifax Clarity

• BT offer: 6 months 12.9% APR with 0% fee.

Barclaycard

• BT offer: 0% until 1st July 2015 (12 months) with 2.90% fee.
• MT offer: 0% until 1st March 2015 (9 months) with 1.90% fee (money transfer to bank account).

Hmm, I received the Barclaycard offer, duly applied and was turned down. Spotless credit history, plenty of income, all boxes ticked. No explanation and couldn't be bothered to follow it up.


MumOf2

NaskoZmeq

lindahall54 wrote: »

Cool, thanks! :rotfl:

Double thanks! :j

qwerty1181

After my interest rate went up to 27.9% during a period where I withdrew a lot of cash, a year later and with my credit score much improved, I called to ask them to reduce it.
In fact, I had just been given a £7,500 card limit on the Nationwide Select Credit Card whoch is also a great 'abroad' card.
When called and asked, they said, no they would not look at reducing. However, when I then began the cancellation process, the operator said just before she finalised everything, she would check if they could do anything.
She came back and said no, so I cancelled.
Will probably re-apply again as a new customer in six months or so! Bet I get it at the 12.9% rate again!!