Unoffical Existing Customer Balance Transfers

Jigga

Virgin - 0% BT to April 2012 for transfers made before 31/5/11 (2.98% BT fee)

Virign - 0% on money transfers to April 2012 on applications before 31/5/11 (4.0% fee)

RavingMad

Jigga wrote: »

Virgin - 0% BT to April 2012 for transfers made before 31/5/11 (2.98% BT fee)

Virign - 0% on money transfers to April 2012 on applications before 31/5/11 (4.0% fee)

Ditto. I'll be taking advantage of that offer.

hhop

Just received this balance transfer offer by post from them, which I have just accepted. 0% until march 2012 3% fee.

living_the_dream_2

I've just been offered a balance transfer on my HSBC card. 3.9% for 6 months with a 2.9% transfer fee. Not the best but hey ho!!!

Sausage_Roll

living_the_dream wrote: »

I've just been offered a balance transfer on my HSBC card. 3.9% for 6 months with a 2.9% transfer fee. Not the best but hey ho!!!

If you phone up retention services to do this, they usually offer you a few different offers - that offer is probably the least attractive of the offers they'll have.

scott_lithgows

Offered 9 months 0%,with 3% fee by lloyds tsb

softforge

I can confirm that Virgin offered me 0% for 9 months on balance transfers after I paid off the balance a week earlier. A great deal which I took!

Adorian

I rang yesterday to find out the date my 12 month 0% balance transfer expires so I can pay it off before interest kicks in, only to be told I still could do a 6 month balance transfer, but the chap wasn't sure how long the deal would be open for. I think it was a 3% fee and he was quite pushy when I said I'd have to think about it and ring back - offered to ring me etc.
I've had the card for...well, it must be 10 months, nearly 11. I guess they just want to lock me into the 18.95% on my current balance and then on whatever I transfer.
Sensibly I shall be paying off the balance I'm carrying. I'm hoping the offer stays open until September - or that they reoffer it then - as that's when my other 0% expires. Fingers crossed...

Adorian

Oh...they also said once that offer expired it would be 4.9% with a 3% fee but I'm not sure if that was for 6 months or life of balance. Cos for 6 months that is not really a 'deal'.

davepusey

softforge wrote: »

I can confirm that Barclaycard offered me 6.9% for life of balance with a 2.9% fee which I happily took! :j

My barclaycard gold is giving me the same rate via the online banking, but i think mine is a 3% fee.