Unoffical Existing Customer Balance Transfers

chooi800

Halifax just offered 12 months interest free, 3% fee.

pencil_pusher

Hi,

I have a Barclaycard Platinum card with £900 credit available. My credit limit is £950. I would like to transfer a balance from another account and hopefully get the 6.9% for the life of the balance deal. However, on my online account it states that no balance transfer offers are available. I called to try and have this resolved and i was told that existing customers are selected at random for offers and i have no offers on my account at this time.

Has anyone ever experienced this? Is there anyway to get round about it? (e.g. calling a specific department who have authority to give you offers) If i use my card more and then pay the balance off every month, am i more likely to be given an offer?

Thanks in advance.

ElmerFudd

Hi pencil_pusher. I have had the same problem with Barclays. Despite "using" the card recently I haven't been offered any deals. They used to offer deals fairly often til they introduced the "freedom" aspects of the card. The problem of course with using the card for purchases is the higher rate (16.9% for me). Still for me this is a better option than the one I have currently with another provider (24.9%). You may want to wait and see if you get any offers or else consider switching to another card.

Ralphy101

pencil_pusher wrote: »

Hi,

I have a Barclaycard Platinum card with £900 credit available. My credit limit is £950. I would like to transfer a balance from another account and hopefully get the 6.9% for the life of the balance deal. However, on my online account it states that no balance transfer offers are available. I called to try and have this resolved and i was told that existing customers are selected at random for offers and i have no offers on my account at this time.

Has anyone ever experienced this? Is there anyway to get round about it? (e.g. calling a specific department who have authority to give you offers) If i use my card more and then pay the balance off every month, am i more likely to be given an offer?

Thanks in advance.

I am in a similar boat - have 950 left on my barclay platnium - I have 3 months to decide to transfer this onto a 0% Natwest Classic ( currently £0) However i was wondering if calling Barclaycard and asking if they can better this. Only my only offer is transfer a balance and get it at 5.9% untill June 2012... However was wondering if i can use the natwest as a ploy to get it down to 0%!

chexum

Barclaycard seem to be very choosy with their offers, and they don't do balance transfer without offers at all. I started getting 0% for 6 months for balance transfers when I stopped using the card - in fact, I just got three of those in a row, in each of the previous months.

Actually with the first two offers, I used about 40-45% of the limit each, to loosen cash-flow, so I practically had no limit left for the third offer, so I don't see why they sent it

thenudeone

Coming in thick and fast:

Barclaycard 0% BT til 1/12/11; 2.9% fee.
card taken out Oct 2010 with 0% til Feb 2012. £4k balance still on that offer.

Tesco 0% til November 2011 statement; 2.99% fee.
Cardholder for about 2 years, card currently used for Tesco Fuel only.

There is no point stoozing with these offers.
What happened to 12 month offers???

YorkshireBoy

thenudeone wrote: »

What happened to 12 month offers???

Santander sent me one last month, but the 3% fee means I can't make it pay.

Currently enjoying a 12 months 0% SBT on my Virgin Atlantic card, and they still have a 2% fee. £19K offsetting my mortgage from this one.

sh2011

Any Virgin credit card offers out there? Looking for a BT offer.

luckycat99

I've just been offered 1.9% for 12 months for Virgin

chattychappy

NatWest Platinum

0% until Jan 2012, 4% fee.
Received in post today, deadline 27 July, 2011.

I've had much better in the past from them and always 3% fee.