Unoffical Existing Customer Balance Transfers

udydudy

thenudeone wrote: »

The payment hierarchy rules DO NOT APPLY TO 0% balances

....... you need to wait until 1 day AFTER the offer ends before paying it off. Otherwise it will be used to pay off the balance that still has months left to run at 0%. .......

my post did mention "..Once it expires then repay that amount and the repayment will go to repay your outstanding with the highest interest rate..."

I guess you missed that point. or maybe I should have been a bit more clear.:A

~Chameleon~

Just to clarify, Barclaycard do actually apply payments to the promotion finishing earliest where more than one promotion at the same interest rate is running.

badobsession81

Anyone got any existing customer deals this month for HSBC, Egg, RBS World (prev MINT) or BarclayCard Platinum this month?

:-)

scott_lithgows

badobsession81 wrote: »

Anyone got any existing customer deals this month for HSBC, Egg, RBS World (prev MINT) or BarclayCard Platinum this month?

:-)

6 months 0% approx 3%fee from egg and rbs

badobsession81

scott_lithgows wrote: »

6 months 0% approx 3%fee from egg and rbs

No joy from Egg for me (bar standard rate no fee transfer which I just actioned from my RBS balance 17.9% vs 18.9% so no massive saving there!) - but who knows, give it a couple of days and I might be able to get a 0% RBS deal by the sounds of it...

Stoneman_2

I received a letter about a month ago stating that they would be increasing my limit by £1200 on August 4th and was going to call them to see if they would offer me 6.9%....as I've already got all of my current balance on that rate.

I didn't need to call them!

I went online and saw the increase to the limit and also a 6.9% LOB offer.....

No complaints with Barclays :T

thenudeone

Barclaycard Platinum
CL £10,100
Bal: £8,300 at 0% til feb 2012 (since Oct 2010)
New offer: 0% til 1/2/2012

Stoneman_2

The offers keep coming.

I recently cleared the balance before a 0% for 9 months finished and have been given 0% for 12 months (2.98% fee).

:j

thenudeone

udydudy wrote: »

my post did mention "..Once it expires then repay that amount and the repayment will go to repay your outstanding with the highest interest rate..."

I guess you missed that point. or maybe I should have been a bit more clear.:A

It was clear. But not as clear as mine which was in bold

downshifter98

Cleared last balance transfer with Virgin in April and just checked account to discover 0% to September 2012 2% fee either to other credit card or current account - happy days (especially as this card has my biggest limit).

Thanks to Stoneman for prompting me to check.