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Unoffical Existing Customer Balance Transfers

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  • Adorian
    Adorian Posts: 126 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    9 months seems to be the common length of time for 0% BT these days! I just rang the Post Office to see if they had any deals and they offered me 0% for 9 months, 2.98% fee provided I take up the offer by the end of January. I have a balance of around £200 on the card currently and the nice man advised me to wait until after 17th January which is the date when they take on the EU directive to pay off the debt accruing the highest interest first!
    I do like the Post Office credit card (aside from the website which, although now lets me log on using Firefox, always lies and tells me I have £17.92 available credit!!!!) and their customer service people.
  • Jigga
    Jigga Posts: 167 Forumite
    Barclaycard - Six months 0% (2.9% fee)
  • vanilla8
    vanilla8 Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Virgin money rang me up with a 0% 9 month offer yesterday
  • Nessa56
    Nessa56 Posts: 946 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    vanilla8 wrote: »
    Virgin money rang me up with a 0% 9 month offer yesterday

    me too even though I only have £600.00 left till my limit !!! Didn't take it though :A :rotfl:
    SEALED POT CHALLENGE 6 - MEMBER NUMBER 086 Special Star from Sue :staradmin :T:T
  • Got a 0% until October from Barclaycard the other day, 2.9% fee, not too bad I thought so I consolidated another balance into one, easy manageable monthly payment ;)
    Last Win: Tuff Mudder Tickets and 2 cases of wine :j
  • vanilla8
    vanilla8 Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Just cancelled my halifax, was offered 0% for 9 months
  • katie07
    katie07 Posts: 180 Forumite
    Part of the Furniture 100 Posts
    I transferred the full balance off my Virgin credit card in December (before the 0% intro ended) and before I got round to cancelling the card they called me on Saturday with 2 offers: 0% balance transfer for 9 months (3% fee) or 0% money transfer for 9 months (4% fee). I have taken the money transfer, as it has meant I can pay off an overdraft and another exisiting card which is earning interest.

    Interestingly, they didn't let me take both offers. At first I agreed to the BT but then after they mentioned being able to pay off an o/d I took the money transfer, so it's down to me to be responsible enough to transfer it from my bank acct to my CC!!
  • Jigga
    Jigga Posts: 167 Forumite
    Barclaycard - 0% to Feb 2012 (3% fee)
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    That's pretty good Jigga, what kind of Barclaycard do you have?
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Jigga
    Jigga Posts: 167 Forumite
    poddle911 wrote: »
    That's pretty good Jigga, what kind of Barclaycard do you have?

    Barclaycard Platinum. Only got it in Feb 2010 to do the 15 month BT. In Aug they upped my limit from £6k to £9k. As my original 15 month offer doesn't run out until May, I'm doing the shuffle to extend my 0% to next year. Sure, it incurs double BT fee, but I can take a 5.8% one off hit.
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