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Unoffical Existing Customer Balance Transfers

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  • Steve1981
    Steve1981 Posts: 565 Forumite
    cleared my Virgin card balance (balance was as a result of a balance transfer ) - was told that there would be no promotional rate BT available due to not using the card for purchases - they said if i was to make purchases on it then in a few months something might be available (this is no good to me as Im looking for something this month/next). Chap on the phone said that there is no period of time that I have to wait before applying as a new customer - just wait til the account shows as closed on credit file which he siad should take a week or so. does anyone know if either (or both) of these last two comments are correct or not?

    Cheers

    Steve

    all a bit of a shame really as Virgin have usually been pretty good for this sort of thing in the past
  • I just spoke with Virgin and there were no BT offers available. chap was quick to offer to transfer me to someone to get a better rate on my outstanding balance tho. Shame I called at 1945 and that department closed at 1900! Will call again tomorrow.

    Got rude chap at Barclays who didn't want to be helpful.
    Wins: CD...

    Trying to reduce CC by £2000 by 31/12...
  • vanilla8
    vanilla8 Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Logged online to my virgin money credit card and had an offer of 0% BT until March 2011. Normal 3% fee.
  • gkb_2
    gkb_2 Posts: 88 Forumite
    Part of the Furniture Combo Breaker
    Just tried to get a follow on deal at Tesco having cleared the balance but no deals available, suggested tring at the beginning of the month but dont know if this is just a standard reply.
  • udydudy
    udydudy Posts: 559 Forumite
    Part of the Furniture Combo Breaker
    Online virgin money credit card had an offer of 0% BT until April 2011. Normal BT 3% fee. Money Transfer 5% Fee. Last week they had an additional offer of Money transfer upto July 2011 with 5% fee.

    Looks like they are changing online offers every week or so!! as the week before that there were no offers on my online account. Needed to do a BT but surely not at these rates. Longer term offers would be preferable.

    Any idea if Halifax are doing the 4.94 LOB offer anymore??
    :beer::beer::beer:
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    I just got offered 4.94% for 12 months by Halifax, but then I already have existing balance on card (at 0% until Nov) and ridiculous £13k limit.

    HSBC won't offer anything...
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Antispam
    Antispam Posts: 6,636 Forumite
    1,000 Posts Combo Breaker
    delboyxxxx dipstick reported your spam on forums 10 posts

    Lets hope your host pulls your spam site down soon, it wont belong bird brain
  • When I managed to speak to Virgin person there were no offers available for me. They did say though that they do their offers in cycles every coupleo f months so it's worth asking again at a later date. Just (hopefully) got a Nationwide one at 0% tho. Hopefully the limit will let me get most money onto 0% for a while.
    Wins: CD...

    Trying to reduce CC by £2000 by 31/12...
  • scott_lithgows
    scott_lithgows Posts: 1,427 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    No offers from HSBC,card is now closed.
    I have a deep burning indifference
  • mrbigd
    mrbigd Posts: 168 Forumite
    0% BT with 2.5% fee from Egg, runs out 1st December. Was offered this on both my Wife's and my card.
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