Unoffical Existing Customer Balance Transfers

mrbigd

Follow on!

~Chameleon~

udydudy wrote: »

Egg 1.9% for 6 months 2.98% BT Fee

How did you manage to get this? Did you phone them and haggle?

My offer is 2.9% until 3 Sept (5mths) with 2.9% BT Fee

NJW69

Closed a Barclaycard two weeks ago and they offered me 4.9% for life of balance (didn't take it).

Just had a letter from Virgin MBNA card saying 0% until Nov with a 2.98% fee of 4% fee for cash.

Jboy

OK, I was advised by my bank/credit card people that the balance transfer offer would be available for a while and at least for the next few months 'until I made use of it'.

To make some space I balance transferred a large amount away. There is now £1 remaining. By the time the next statement I'll expect maybe £50 in interested added.

Would you make use of the BT offer at this point, knowing £50 will be locked in? Or wait another month for the £0 statement. I think I should do the former, because the transferred amount is sitting on a high interest card - 6 weeks at that high rate will be lethal! Any advice please?

rolo1_2

Hi Folks. Any advice will be greatfully recieved. I have a balance approx £4800 with Virgin, still 0% up to July (I think), £480 of it was a 1.9% BT up to Nov 2010.

Anyway looking to transfer the heap. I have a good credit rating. I also have a Tesco CC (paid in full each month) and a Post Office CC that I have never used, credit limit with Post Office is £4000 (to be keep as back up on holiday to Spain).

I have had a Barclaycard which I closed/settled approx 6 months ago (perfect payment history with them).
Now the question is what Card do you think I should apply for to transfer the £4800 from Virgin?
I have had Capital One, Egg, M&S, MBNA in the past 6 years or so. All closed/settled with good payment records on all.
I have managed to avoid paying any interest for donkeys years, but want to make sure I get this next transfer right. Would applying for Barclycard again be the best option do you think?
I checked their 'are you likely to approved' checker and it said I was 90% sure of being accepted (but is that only checking employment status/ salary, but the individual)

Anyway I would like to make only one CC application and am keen to get it right. Thanks in advance

udydudy

~Chameleon~ wrote: »

How did you manage to get this? Did you phone them and haggle?

My offer is 2.9% until 3 Sept (5mths) with 2.9% BT Fee

Did not have to haggle. a simple phone call and they offered it straight away. tried "can you give longer period, maybe 1 year " but to no avail.

guitarteacher

neilgaynor wrote: »

i have just been offered a capital one platinum card
with a 4.9% on balance transfer for life and 10.9%
on new purchases

:beer:

Nice one

guitarteacher

guitarteacher wrote: »

:beer:

Nice one

cool get in there

grahdenn66

I've had regular follow-on offers from Mint. I was offered 6 months at 0% with 3% BT fee when I phoned customer services in June, intending to cancel. When I persisted, the cancellation team waived the 3% fee.

Moggles_2

grahdenn66 wrote: »

I've had regular follow-on offers from Mint. I was offered 6 months at 0% with 3% BT fee when I phoned customer services in June, intending to cancel. When I persisted, the cancellation team waived the 3% fee.

Dear me, what's the point, I wonder, of copying, word for word, another forum user's post, from way back in September?