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Paypal Account closed as deemed too high risk

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Comments

  • jonty03
    jonty03 Posts: 692 Forumite
    500 Posts
    Hi Blue, hi Aesop, :hello:

    Blue, I'm shocked to hear of you problems with PayPal :eek:. I must admit, I've not bought or sold much on Ebay for months. I didn't sell much anyway, but they restricted DD's account indefinately when her P&P dsr's fell to 4.6 (even though she had 5's and 1 x 4.9 for everything else) and 100% feedback! After that I didn't want to risk my account and then just got bored with eBay (bit like dtd ;)).

    Aesop, I've been on eBid for just over 3 years (I think it started 2003/4). I haven't sold much but it's a nice surprise when I do. I just put things on and leave them and every now and then I get an email to say an item's sold :), It doesn't have anything like the volume of eBay, but then again it doesn't have anything like the hassel.

    It's a bit like eBay when it first started, friendly and fun - but don't expect to make a fortune ;)
  • terra_ferma
    terra_ferma Posts: 5,484 Forumite
    jonty03 wrote: »
    Hi Blue, hi Aesop, :hello:

    Blue, I'm shocked to hear of you problems with PayPal :eek:. I must admit, I've not bought or sold much on Ebay for months. I didn't sell much anyway, but they restricted DD's account indefinately when her P&P dsr's fell to 4.6 (even though she had 5's and 1 x 4.9 for everything else) and 100% feedback! After that I didn't want to risk my account and then just got bored with eBay (bit like dtd ;)).

    Aesop, I've been on eBid for just over 3 years (I think it started 2003/4). I haven't sold much but it's a nice surprise when I do. I just put things on and leave them and every now and then I get an email to say an item's sold :), It doesn't have anything like the volume of eBay, but then again it doesn't have anything like the hassel.

    It's a bit like eBay when it first started, friendly and fun - but don't expect to make a fortune ;)

    I like your attitude, you sound like the sort of person who sees the glass half full, instead of moaning about something, you try something different, and even if it's not the most effective selling place you can see the positive side :)
  • terra_ferma
    terra_ferma Posts: 5,484 Forumite
    Aesop wrote: »
    Use ebid Blue. Don't know too much about it, it is kinda new,but must be better than fleabay and paypal.

    from what people say it's much better for sellers than ebay, but much worse for buyers, the result is.. all sellers and no buyers (in a nutshell) :)
  • techspec
    techspec Posts: 4,464 Forumite
    No other site as the traffic Ebay as. QXL did ok - but Ebay sqeezed them out and then hiked their fees.

    Maybe Google should set one up - they can generate the traffic via their own search engine and use google checkout.:D
  • soolin
    soolin Posts: 73,420 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Aesop wrote: »
    Use ebid Blue. Don't know too much about it, it is kinda new,but must be better than fleabay and paypal.

    I think the OP likes to sell things though, and as ebid has only about 3 buyers he will just be wasting his time. Also most sellers find that they get no interest anyway unless they use paypal, so I don't think it is even worth bothering with.

    Also, ebid in the UK has been going longer than ebay.uk and many of us, myself included have lost money by being stupid enough to pay for lifetime membership , run shops and never sell a thing. I think I've sold less than 12 items in 10 years.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • Kite2010
    Kite2010 Posts: 4,306 Forumite
    Part of the Furniture 1,000 Posts Home Insurance Hacker! Car Insurance Carver!
    OP, send a lovely email to Watchdog, they might do something about it or try and get a better reason than "we think in the future your account might be negative".
  • easyhost
    easyhost Posts: 424 Forumite
    techspec wrote: »
    Always knew you were a wrong en :D

    Why does nothing this company do ever surprise me. I knew you would lose your appeal - they don't listen to anyone.

    As you know, paypal cherry picked their BEST customers to trial the access card - yet just weeks later your a risk.

    A seller i bought from last week had all his sales cancelled - Ebay said he was manipulating feedback by selling low cost items. Yet they encourage sellers to start at 99p. He had 100% feedback of over 100 and DSR's of 4.9/5.0. Ebay did not like this. Nuts.

    They won't tell him what he did wrong, so he cannot put it right - so he has to leave Ebay OR increase his prices. He didn't do what some do and have a low price and high postage - all his items had free postage. He's gutted. Thankfully - he still sent my item, although all record of the sale disappeared from my items won on Ebay.

    I hope this company gets whats coming to it - someone please set up a rival. I heard your fave Supermarket was thinking about it - wouldn't that be great - even more CC points :rotfl:


    well surely you have worked out that both ebay and paypal are the same company which are above any law (or they think they are).

    ebay also have postage capped on a lot of their listings, so that you need to increase your item to cover the difference therefore giving them a higher FVF
    Also paypal actively work with fraudsters through their policies as a fraudster can set up a paypal account and then list downloadable items which they dont have so a buyer will pay get nothing and as its intangle paypal wont even look at the claim.
    ask yourself why paypal is no longer registered with the FSA
  • techspec
    techspec Posts: 4,464 Forumite
    edited 29 April 2011 pm30 11:20PM
    Kite2010 wrote: »
    OP, send a lovely email to Watchdog, they might do something about it or try and get a better reason than "we think in the future your account might be negative".

    It was as a result of watchdog that seller feedback got banned - as a few buyers complained of retaliatary feedback.

    Watchdog need to have a look at what sellers have to put up with.

    easyhost wrote: »
    ebay also have postage capped on a lot of their listings, so that you need to increase your item to cover the difference therefore giving them a higher FVF
    Ask yourself why paypal is no longer registered with the FSA

    Thats why they left the UK - to avoid legislation. So far its worked, as no-one seems willing to take them on.

    As for FVF's - i've heared they are now charging them on postage in the USA - so if true it could soon be over here.
  • terra_ferma
    terra_ferma Posts: 5,484 Forumite
    techspec wrote: »
    It was as a result of watchdog that seller feedback got banned - as a few buyers complained of retaliatary feedback.

    I'd be very surprised if ebay took any notice of what UK Watchdog, or other TV programs say, and make changes on a global level as a result... but it may have been part of a bigger picture of complaints everywhere, maybe legal challenges?

    Watchdog need to have a look at what sellers have to put up with.




    Thats why they left the UK - to avoid legislation. So far its worked, as no-one seems willing to take them on.

    As for FVF's - i've heared they are now charging them on postage in the USA - so if true it could soon be over here.
    ebay have stated very clearly on the ebay board that they don't have any plans to introduce it to the UK. In all fairness they have reduced the overall fee % to compensate.
  • soolin
    soolin Posts: 73,420 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Kite2010 wrote: »
    OP, send a lovely email to Watchdog, they might do something about it or try and get a better reason than "we think in the future your account might be negative".

    Banks and financial institutions don't even have to give a reason to close an account, they can deem any user as unsuitable at a whim. Just go and browse the banking forum, it happens all the time.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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