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Nearly 30, in debt, lost and nervous! I need to change.
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\what a day yesterday - I found £31.22 in an old bag as had a clear out of some bits today and I nearly bought myself a new bag the other day as my one is embarrassingly in poor condition but i found one today which is like new! Great day!
Lots of items have finished on ebay this morning so am going to get wrapping in a minute so can get them down the post office later which I will walk to! Exercise and saving petrol.
Payday is nearly here, must finish my shopping list ready so can show OH and hopefully he will give me the money so I can go and get the shopping from the various places the cheapest way and the maximum amount so no need to keep going shopping.
I have got so much still to ebay, I just want to declutter and try making some money.
Hope your all ok. xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Lost_and_nervous wrote: »\what a day yesterday - I found £31.22 in an old bag as had a clear out of some bits today and I nearly bought myself a new bag the other day as my one is embarrassingly in poor condition but i found one today which is like new! Great day!
:j:j Fabulous finding £31.22 and a "new" one so you don't have to spend any money
Well done.
xxxMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Thats great finding that money LN...check all the coat pockets too!! Best thing ever happened me was finding £15 in the pocket of an old jacket."You are never too old to set another goal or to dream a new dream"
C. S. Lewis0 -
girlatplay wrote: »:j:j Fabulous finding £31.22 and a "new" one so you don't have to spend any money
Well done.
xxx
Thank you, I was so happy!! And the new bag too. Its a lot bigger than my one too which is good. I havent started using it yet but will do soon.
Hope your ok! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Thats great finding that money LN...check all the coat pockets too!! Best thing ever happened me was finding £15 in the pocket of an old jacket.
i am so happy about it, I know it sounds silly but I am nervous about using it. Thats really good too, I will have to check everywhere. OH left 50p in his trousers too which fell out when I washed them, thank you very much I said.
Hope your ok xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
What a non achievable nothing day today, posted 14 items which I sold on ebay, transferred £35 from paypal to bank account :j will go straight to debts when its in there. The £30 I found is also going to debts this month so thats £65, plus need to do some working out as payday today and I did some overtime last month so need to work it all out.
Had a good clean round the kitchen and just need to hang washing on airer.
Went into shop to see if I can reduce my mobile tariff, laughed at how ridiculous it is! I pay £25 now and to keep the same they want to reduce to £20, hello what on earth are they going on about! The phone was paid for nearly 2 years ago! I will call them and speak to them.
Went food shopping and to be honest I am not happy about it, I think they are playing about with our money and their roll back prices - if you get what I mean!!! I shall be looking back over last months receipt!
Meals from stores!
Went into the wonderful pound shop and and bought 2 packets of seeds with a total of 6 different veggies in. I am working towards a veg patch to save some money in the long run. Not very mse at the moment and I shouldnt be spending the money.:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
On a miserable weather day I feel down and dreary! But I need to keep pushing through and thinking of the small things I need to do next. Its a long journey but one I will make to the end and achieve what I want. xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0
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Non achievable nothing day? You posted 14 items that you had sold, you transferred money from paypal to bank account, you had a good clean round the kitchen, you went to see about reducing your phone tariff (might not have come to much at the moment but you went, big step!) you did the food shopping and you prepared yourself for growing your own veg for next year. That is hardly a nothing day. Not all days are massively productive but you didn't sit on your a$$ and do nothing so don't be hard on yourself. Think of the positives

xxxMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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girlatplay wrote: »Non achievable nothing day? You posted 14 items that you had sold, you transferred money from paypal to bank account, you had a good clean round the kitchen, you went to see about reducing your phone tariff (might not have come to much at the moment but you went, big step!) you did the food shopping and you prepared yourself for growing your own veg for next year. That is hardly a nothing day. Not all days are massively productive but you didn't sit on your a$$ and do nothing so don't be hard on yourself. Think of the positives

xxx
Ok when you put it like that it seems like I did a lot. Positives, something I need to do more!
How are you and little miss? xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Friday is here and am so tired. I have not been sleeping well, there is so much I want to do and achieve, must be patient.
I have not listed anything on ebay for a few days, very bad of me, I have 12 items to wrap up to send, also have 11 items I am waiting for payment for, so that should keep me busy. A few items finishing today so hopefully will sell a few. Get everything transferred into bak account and put towards the debts. I am no longer looking at things in the 'may need that one day' am looking at them with the 'can I make some money from that'.
Feeling agitated today, think its cause I am tired. I had a really lovely meal last night and for me I avoided the meat, if I can save some money there then that would be a bonus for the money towards the debt. See how much I can do this month on minimal and then I should have even better idea next month on what I can achieve. Im not too keen on meat anyway so its not a must.
The weather is lovely today, looks cold but looks lovely out there, so I want to go for a walk today. Make the most of the weather, going to wrap the parcels up in a minute and then later on take them to the postoffice and take DD to the play place for a bit. £1.50 but so worth it, she really enjoys it.
Well am off for a little bit, I will be back later xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0
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