Nearly 30, in debt, lost and nervous! I need to change.

girlatplay

Lost_and_nervous wrote: »

Oh I forgot my bank account is the tree down the end of the garden which instead of giving me interest monthly, all I have to do is walk down the end and pull it off! No minimal amount, it produces it continuously!

:rotfl::rotfl::rotfl:

Lost_and_nervous wrote: »

Not such good news, the £10 I made the other day, I have £5.87 left after at work we 'had' to go for a lunch. So angry about it. That really didnt make me very happy. But hey its over and done with nothing that would have been done!

Think of it this way: If you hadn't made the £10, where would the money for lunch have come from? You would have been even more annoyed if you hadn't had it. You have had lunch with work, you haven't upset anyone (apart from yourself but we are dealing with that ) and you still have over half left! Let it go and move on to the next bit. xxx

Lost_and_nervous

girlatplay wrote: »

:rotfl::rotfl::rotfl:



Think of it this way: If you hadn't made the £10, where would the money for lunch have come from? You would have been even more annoyed if you hadn't had it. You have had lunch with work, you haven't upset anyone (apart from yourself but we are dealing with that ) and you still have over half left! Let it go and move on to the next bit. xxx

What a wonderful way of explaining it! You are so right! Thank you xxx

Hope you and little miss are ok! xxx

girlatplay

We are okay thank you. Can't believe you have been on the DMP for two and a half months now! How time flies!! xxx

Lost_and_nervous

girlatplay wrote: »

We are okay thank you. Can't believe you have been on the DMP for two and a half months now! How time flies!! xxx

Glad to hear you are both ok! I know, its flying by well sort of! I am on the right road! xxx

Lost_and_nervous

Shock horror, gave OH a shopping list of what we need as well I just cant be bothered to go today and he was willing, he came back, gave me £20 FOR ME and moaned about how expensive the shopping is.... at last maybe he is realising that its not all hunky dory and when I say I have no money, he may be able to understand a little now as the shop has made a big dent in his wallet and it was just a small one! If only actually knew the extent of a big shop! He would be horrified then. Cant moan, he has given me some money which I am very impressed with!

Have had a good tidy up today and done my ironing so really have rest of week to do some cleaning and try making some money! Declutter declutter declutter!! Make money money money!

I dont know what to do about the diet, I have been very bad and the temptation is all too much for me. But what do I do, continue today even though am having a bad meal or start again tomorrow? Its been a very strange day! xxx

kelpie35

Well done for all you have achieved so far :j

Did you check out your local facebook site to see if they have any selling sites? I have managed to pick up so many bargains from there and saved loads of money also been able to sell loads of stuff and had no fees or postage to pay. It is also another opportunity to meet really nice people who live in your area.

Keep strong :beer:

Lost_and_nervous

kelpie35 wrote: »

Well done for all you have achieved so far :j

Did you check out your local facebook site to see if they have any selling sites? I have managed to pick up so many bargains from there and saved loads of money also been able to sell loads of stuff and had no fees or postage to pay. It is also another opportunity to meet really nice people who live in your area.

Keep strong :beer:

Thank you xx

Not yet, I am not sure if I am ready to really sell stuff in local area, I have been doing well apart from my downs, in myself, but I just dont feel ready for that big step further. You have done really well on there, well done. Its a great idea.

Hope your ok. xxx

Lost_and_nervous

I'm up early again, I am really trying, I have got up early so I can start to list on ebay as I didnt get round to it yesterday, had the time but not sure why I didnt. But what I am gong to do is list today. I was meant to go and have a coffee with one of the mums today but I think I am going to give it a miss, I have so much I want to do and also I would like to pop down to the poundshop, and get a couple of big pots to start collecting for my veg pots! I am worried that they will sell out. And seeing OH did give me some money yesterday, why not spend a couple of £ on eventually saving some money in the summer.

The meal planner is coming along really well, the shopping list too! I have decided to also set up a 'home' folder, which will be my little organising friend. To include all the meal plans, shopping lists, a cleaning rota, things I want to do and complete in the house, phone numbers and account numbers of utility bills and when they are due for renewal, basically a whole folder to keep me organised and something I can reflect on.

Well going to go for now! xxx

girlatplay

Oooh I like the 'home' folder idea That will make you feel good. Just feeling organised can go a long way to making me feel good.

:j for the £20 you got from OH! RESULT and BONUS!! You need to send him out to do the shopping more often

Do you not think you could fit in 45 minutes for a coffee? You sound like you are going to be busy today. That could be your break and wee treat to yourself.

Have a lovely day Lost.

xxx

Lost_and_nervous

girlatplay wrote: »

Oooh I like the 'home' folder idea That will make you feel good. Just feeling organised can go a long way to making me feel good.

:j for the £20 you got from OH! RESULT and BONUS!! You need to send him out to do the shopping more often

Do you not think you could fit in 45 minutes for a coffee? You sound like you are going to be busy today. That could be your break and wee treat to yourself.

Have a lovely day Lost.

xxx

The 'home folder' came into my head and its what I am going to do, rather excited about it! I need something to help me feel organised. And I do hope it makes me feel good, I need it!

I know I was rather shocked! Part of me is telling me to chuck it towards the cc! But then part of me is saying spend a little. I just dont know what to do!

And not sure about the coffee, had a whingy morning with DD, so feeling a little anxious as havent achieved much.

Hope your ok. xxx