What charges? (merged threads)

Indispensable_Hobbes

I'm doing my bf's charges. once the charges start can you include the overdraft interest thats charged or is that seen to be a fair charge for going overdrawn .. even though he wouldnt have been in the overdraft if the charges wernt applied?

totosean

If you had an overdraft agreement with the bank and get charge for it, is this something you can reclaim?

butchbutch

I have just been through statements to look at charges but have now got confused!!

I have Charges for Unpaid S/O - D/D, Charges for Card Misuse and Total Charges, all of them come to about 4,500 but can i claim all charges or just certain ones

Help

Thanks

pinky67

I have finally plucked up the courage to proceed with my claim against Natwest on a closed account...so far so good! Also want to pursue my current bank Lloyds TSB. However I have an overdraft facility that I live in - can anyone advise me if they are likely to withdraw this if I start my claim?

doom

Does the principle behind reclaiming bank charges also apply to things like 'late payment fees'???

I was a few days late in paying an NTL bill and was charged £10.00 'LPF':mad:

victim_2

not sure of what charges i can claim for do i include £13.00 letter charges

rhubarb_and_custard_3

sorry, never used this before, re bank charges, can i claim for referall, (still not too sure what i am being charged for)
also for unpaid DD.

ta....:j

rogue31

could anyone please tell me regarding the bank charges....in the past i have gone over my over daft facility, i.e 25 over the overdraft so would the bank be obliged to say then that they had charged me fairly?..sorry to ask stupid questions but if theres even the lsimest of chanes of getting money back of my bank then i would love to do it.thanks for thehelp of anyone whoever replies to me...you may email me btw

feedering

rogue31 wrote:

could anyone please tell me regarding the bank charges....in the past i have gone over my over daft facility, i.e 25 over the overdraft so would the bank be obliged to say then that they had charged me fairly?..sorry to ask stupid questions but if theres even the lsimest of chanes of getting money back of my bank then i would love to do it.thanks for thehelp of anyone whoever replies to me...you may email me btw

You can reclaim these charges.

Edinburghlass_2

Charges you can claim and can't claim for are in post 4 in the Reclaim Help Thread linked to in my signature.

If you have any doubts at all as to what your bank's abbreviations stand for please phone your bank to clarify.