What charges? (merged threads)

Edinburghlass_2

stokie1863 wrote:

can someone help ive been going through my girlfriends statements and ive found shes got charges for £20 and £25 from 2003 can i claim them back as well or is it just the £30 and £35 charges i can claim

cheers chris

Its not the amount of the charges you need to worry about its what the charges are for. Phone the bank if you are unsure as to what the charges are and check the list in post 4 in the Reclaim Help Thread, link in my signature.

dark_angel

Well I have just received my statements. Anyway, I found a charge on 3rd march for £28.00 and then I get onto the 31march, and on the details part of my statement it actually says 3mar a/c (my account number..) then withdrawn part is £28.00 so is this another charge for 3rd march or the same one?
it's v.confusing!
- Sarah

Edinburghlass_2

If you don't understand your statements, phone the bank and ask and they will tell you.

Sexy_Em

go along with a calculator and work out if they have deducted 28 or £56. Id say they've taken it twice personally.

x

dark_angel

thank you I may ring the bank I do think they have taken it twice though.
x

ando0810

Just recived all my bank statements back from RBS and went through all my charges. Please could someone advise if you can claim back the charges from the Royalties Gold Account I normally get the charge for the A/c say £10 but some time it's £30 or £40. I know there is a charge for the Royalties Gold Account but are they allowed to do that as well as charge for unpaid items and referral charges!!!

stokie1863_2

Edinburghlass wrote:

Its not the amount of the charges you need to worry about its what the charges are for. Phone the bank if you are unsure as to what the charges are and check the list in post 4 in the Reclaim Help Thread, link in my signature.

its says its a paid referral so im guess thats a charge it doesnt say if its for been overdraw or missing a DD

Jamesie_3

Thanks very much for your help. Im not very good at using this site but found your information, thanks again.
Jamesie

Edinburghlass_2

ando0810 wrote:

Just recived all my bank statements back from RBS and went through all my charges. Please could someone advise if you can claim back the charges from the Royalties Gold Account I normally get the charge for the A/c say £10 but some time it's £30 or £40. I know there is a charge for the Royalties Gold Account but are they allowed to do that as well as charge for unpaid items and referral charges!!!

As you signed for a Royalties Account they can of course charge you for it. If they have lumped the charges together you need to go through and take off the Royalties charge amount. At some stage it was £12 so you need to check with RBS at which dates they changed the charge amount.

PaulW922

Edinburghlass wrote:

Neither of these arrangement fees can be claimed.

I'm not sure about that Edinburgh. If the charges and management fees were imposed[/I] by the bank for increasing the overdraft to cover the fees it might be claimable..?