What charges? (merged threads)

paulajay

The Co-Op Bank is sending our small family firm bonkers! We have a Contract with Eire, and are paid in Euros. Co-Op take between 6 - 8 weeks from receipt of the Euro Cheques, deposited in Birmingham City branch, to clear same.
They are quite happy to stamp the paying in book for a receipt of, say, 3,000 Euros. when we finally get notification of the deposit, we can be charged between £8 and £16 PLUS the amount of Euros exchanged may be in the region of, say 2,898.

Tried ringing - love 25 minute waits. Tried writing. don't think the Skelmersdale people have quite grasped the concept of REPLYING.

Anybody had the same treatment? Anybody HelpMe, please

Edinburghlass_2

If you are asking can these charges be reclaimed the answer is no these can't either for a business or personal account.

tommymack

Can I reclaim charges withdrawn from my account for 'bouncing' a payment on my debit card? Lord knows I've had enough of these over the years.

GT60

HI can some one please tell me a certain B/S charges .75p if you go below a £100 pound in your account and use an atm to get the money??
EG. account balance is +£110 and you take out £20 new balance is +£95 they charge you .75p then another .75p each time you take more money out untill the balance goes back over £100. the reason they say is because it is an interest account??
Also can i claim the interest charges being charged on an overdraft that has been agreed?

Edinburghlass_2

You can't claim either of these charges. Please have a read of post 4 of the Reclaim Help Thread, link in my signature.

suepeta

I have gone through all my old bank statements to calculate how much to ask the nationwide to return. I amincluding the unauthorised overdraft charge and sharges for not paying a direct debit when I was oerdrawn. Should I also include the interest I was charged on the amount I was overdrawn?
many thanks

Edinburghlass_2

No you can't claim for interest on an overdraft.

eveb

Hello everyone!

Im in the process of trying to reclaim my bank charges and remember seeing somewhere that one can claim the interest levied by the bank on the overdraught of your account , if the overdraught amount is at least equal to the amount of charges...whew..long sentence..sorry!

Can anyone please tell me how to go about it? and if theres a template letter anywhere?
Much appreciated

Cheers x:o

rewass

i have been charged for card misuse (using bank card when over overdraft limit) should i claim this back as well? thanks.

Edinburghlass_2

rewass wrote:

i have been charged for card misuse (using bank card when over overdraft limit) should i claim this back as well? thanks.

Yes you can claim this charge. Please see post 4 in the Reclaim Help Thread link in my signature.