What charges? (merged threads)

PaulW922

jimmyjames wrote:

just checking my girlfriends statements and there is a £50 card recovery fee. is this claimbackable(sic).

any advice greatly apreciated..

cheers

jimmy

Does this mean that they had to instruct someone to get the card for the account back, maybe by calling at her home? If so, I doubt that is reclaimable as it would probably represent a realistic cost.

Feelee

Hi There,

Can Overdraft Interest fee be claimed for? Ie the small interest charged for being over the limit?

I am trying to work out exactly what can be claimed, and it doesnt appear to be on your list.

Regards

Fiona

Edinburghlass_2

Edinburghlass wrote:

You can't claim back interest charged for being overdrawn. Have a read of post 4 in this thread for what you can claim.

http://forums.moneysavingexpert.com/showthread.html?t=304064

....................

AC2007

I have been charged over £1,000 in the last 6 years on default charges, however I have also incurred over £500 in arrangement & management fees as they kept increasing my overdraft to pay the default charges.
I was also charged £1800 arangement fee for a commercial mortgage of £180,000 can I claim this back as this seems unreasonable for the work associated with the loan?

Thanks for any help

Edinburghlass_2

Neither of these arrangement fees can be claimed.

spook1210

Maybe a daft question but I had a £3000 overdraft with the HSBC which although I never exceeded, I was rarely in the black.
As a result I would be charged around£25 per month on average for being overdrawn.

My question is, can I claim for these charges?

*Sparkle*_3

was the £25 charge for interest on the overdraft? if so then no you cant reclaim this.

spook1210

Yes it was. Aaaah well not to worry, thanks for the quick answer tho'!

itsnotfair_2

I have just realised how crafty Barclays have been when I thought they were helpful. Basically they have allowed me never to go over my overdraft by constantly increasing it. On the face of thats good but obviously I was charged interest, this has gone on over 7 years in a personal account. heaven help me when i had a business for 20 years with a massive overdraft.
Does anybody know if I have a case?

Mark7799

Difficult to see how you could have a case on this one - the alternative would be that they charged you excess fees etc for the privelege.