What charges? (merged threads)

bengal-stripe

cybershot wrote:

between jan 2 2001- feb 2nd 2001 . i have 3 referral fees on my account of £25 each time = £75 for the month can i claim this back??? as it does not say charge but a fee??.

It is a charge, but you can only claim six years back. So you've left it some two months too late.

Maybe you can claim the £14 (but not the interest) from March 2001 back (if you get your skates on). But is it worth it?

dlb

Yes you can claim both back.But only if it is in the 6 years limit.
A referal fee and unarranged borrowing fee can be claimed back.

miguelsilva_2

the bank says that taking a lloydstsb gold service account i get charged 15 a week for the benefits of £350 worth of discounts.

can i claim on these charges????their agument is that i'm paying this for a service and is not a penalty???

are they correct??:rolleyes:

Rex_Mundi

miguelsilva wrote:

the bank says that taking a lloydstsb gold service account i get charged 15 a week for the benefits of £350 worth of discounts.

can i claim on these charges????their agument is that i'm paying this for a service and is not a penalty???

are they correct??:rolleyes:

In this case the bank are correct. You are paying for a premium type of account, and cannot claim back this service fee.

bengal-stripe

miguelsilva wrote:

i get charged 15 a week

Are you sure? a week???

Paul_176

Please can someone advise.

Ive just received a wad of statements from NatWest (A summary would have been nice). Because I spend a lot of time abroad, Ive incurred lots of charges over the last few years. 2 X Examples from my statements are as follows...

1. Withdrawal from ATM in Belgium

Cash Withdrawal Eur 250
Charge £4.00
Withdrawn £188.72

2. Card transaction in Holland

Eur 40.57
Charge £0.75
Withdrawn £30.97

Can I claim these charges back?

Thanks for any advise...

Paul

Edinburghlass_2

No, you can't claim for the use of ATM's

Paul_176

:rolleyes:

stroppiemare

i am helping my son to reclaim his bank charges ,he has 3 charges of £35.00 each for misuse of card,i have never heard of this so can i still reclaim the £105.00 he has been charged and he recieved £40.00 each time he was overdrawn,does it matter how much he was overdrawn? any help would be appreciated.

Edinburghlass_2

http://forums.moneysavingexpert.com/showthread.html?t=317464&page=7

post 4 in this thread...

http://forums.moneysavingexpert.com/showthread.html?t=304064