What charges? (merged threads)

cazziej

Hi, just a quick question please.

Looking through my bank statements I have found several notices of "Unauthorised overdraft fee" to be debitedto the account on........ So far so good, I checked on the list and it looks like I CAN claim them back. But then on my actual statement the entries are listed as follows :

In description: Monthly usage fee. In details: Unauthorised overdraft.

Can I not claim them back, as they described as a monthly usage fee, or can I?

Thank you.

Carol.

LauraM65

After reading through my 6 years of statements I see that I have charges and interest charges. Can I claim also for the interest charges which I have been charged for being overdrawn. All help and advice appreciated. Many thanks.

Edinburghlass_2

You can't claim back interest, list in post 4 of this thread.

http://forums.moneysavingexpert.com/showthread.html?t=304064

Edinburghlass_2

cazziej wrote:

Hi, just a quick question please.

Looking through my bank statements I have found several notices of "Unauthorised overdraft fee" to be debitedto the account on........ So far so good, I checked on the list and it looks like I CAN claim them back. But then on my actual statement the entries are listed as follows :

In description: Monthly usage fee. In details: Unauthorised overdraft.

Can I not claim them back, as they described as a monthly usage fee, or can I?

Thank you.

Carol.

You can claim those ones back, the monthly charge you can't claim is if you have a special account like a Gold/Advantage account.

nel

NothingVentured wrote:

Great. Have you claimed these back yourself?

Also, it appears that the Alliance & Leicester are difficult to claim from as ive read on other posts.

yes i'm in the process of claiming mine back, have just sent off the letter before action...they have until 19th feb to reply if not i'll go through money claim on line

BlueBee

Morning All

Was just wondering if you could claim back the "Interest Debited" from you account. I'm in the process of helping my boyfriend claim his charges back and he's had a lot of interest debited from his account the highest being £35.00. Can they do that can I put a claim in for that too?

Thanks

Edinburghlass_2

You can't claim back interest charged for being overdrawn. Have a read of post 4 in this thread for what you can claim.

http://forums.moneysavingexpert.com/showthread.html?t=304064

chesterton_2

I know i have seen this somewhere but just wondered if someone can tell me exactly what charges can be reclaimed. Currently have an account which we no longer use but is overdrawn and they continue to charge interest on the account (therefore our monthly payment doesnt actually pay anything off due to the fact the interest charges are more) as well as asking them to hold the interest can we also reclaim the interest charged?

Edinburghlass_2

Edinburghlass wrote:

You can't claim back interest charged for being overdrawn. Have a read of post 4 in this thread for what you can claim.

http://forums.moneysavingexpert.com/showthread.html?t=304064

Have a read of the above link.

jimmyjames_2

just checking my girlfriends statements and there is a £50 card recovery fee. is this claimbackable(sic).

any advice greatly apreciated..

cheers

jimmy