What charges? (merged threads)

Katyusha

Is it only charges to do with overdrafts that can be reclaimed? I've just been charged £20 :mad: by Lloyds TSB for making a foreign transfer of £36 to pay for a book I ordered from Denmark, i.e. to be paid in DKK...

Could that be reclaimed?

Kat

prudryden

That was a wire fee charge. Ethically, someone should have warned you about that and advised you to use your credit card.

lisa37_2

Help,
What charges can I reclaim from BARCLAYS, I have overdraft protection, Additions fee, interest charged and the dreaded PAID REFERRAL.
Lisa

Rex_Mundi

See post #4 in THIS THREAD

bri.f_2

I have now received my statements from the Abbey and on top of the normal returned cheque charges there are charges for Unauthorised O/D fee(£15), and cleared transaction fees (£15). Which of these if any can I claim?
Any advice would be welcome
regards
Bri.F

jamesharrison99

You can claim back both. Cleared transaction charges are instances where they have honoured a direct debit or cheque payment when you had insufficient funds in your account (unlike returned cheques when they decided not to pay it for you). Go for it!

Meggymeg

I am confused as to what I can claim. My IF statement shows all failed dd / so fee, unauthorised o/d and unpaid pers cheque.

As these are due to me being o/drawn can I claim them back?

Edinburghlass_2

See post 4 in this thread...

http://forums.moneysavingexpert.com/showthread.html?t=304064

If you have any queries/doubts on what your bank calls the various charges, please call you bank to check.

bri.f_2

I have now sent off my claim. I was wondering if antone had any success with the Abbey/
My claim (with interest) comes to over £1400!
Thanks Jamesharrison99 and Edinbugh lass for your advice!

bunglenzippy

I was overdrawn nearly £2k on a £2k limit but repaid it in full on 3rd Jan 2007. I see today that I have been charged a full month's interest at about £21. Can I reclaim?