My Saving log

Sylvia1982

Jegersmart wrote: »

I hope I am not opening a can of worms here - as I mean no offence....but

have you considered looking at your career - rather than just looking at the saving side? You are doing very well in a low-risk strategy type of way but increasing your salary will not only have an immediate effect but a compounded one over time. Personally I think that is where I would concentrate my efforts. Earning £20k ish in London is very low - it shouldn't be too hard to achieve far more than that within 2-3 years.

Just a thought as you seem very resigned to staying in your current role/situation......

Hello Jegersmart,

You make a valid point, which is the main reason why i have applied for a new role in the organisation i'm in, starting salary £32k. Just to let you know, i actually earn just over £30k. I clearly have not done a SOA listing all of my out goings on this thread nor have i list my S&S portfolio.

Sylvia

Sylvia1982

iwantahome wrote: »

Maybe she just drank less than everyone else and was just happy to be out with friends? Or drank soft drinks?

Thats what i'd presume unless told otherwise.
I have had a few nights out where I've spent less that £20 due to drinking slower, and mixing in the odd lemonade or blackcurrant and soda, where my friends have spent in excess of £80. Just depends how you handle yourself and your purse. Oh and typing this is making me reflect on the cheaper nights always being the most fun. Think I should return to drinking soft drinks for a while. No one ever knows its lemonade or soda and black anyway, apart from me and my headache free morning after.

Hello iwantahome,
You are right, i do not drink any more. Unfortunately, few of my friends ended up having to stay at a hotel on Saturday as they were too drunk to to get a taxi/mini cab home :rotfl:and it was't cheap. P.s, i paid for rounds equally like my friends...tut tut tut:beer:

Bye for now...

Sylvia

Jegersmart

Sylvia1982 wrote: »

Hello Jegersmart,

You make a valid point, which is the main reason why i have applied for a new role in the organisation i'm in, starting salary £32k. Just to let you know, i actually earn just over £30k. I clearly have not done a SOA listing all of my out goings on this thread nor have i list my S&S portfolio.

Sylvia

Hi Sylvia

Just another side of the "coin" consider - I hope it all works out for you. Just remember to live life *as well as* save up - after all - what is going to change when you buy your own property - you will have much less disposable income and saving will be harder and your life may be no different than before in effect - other than the fact that your bank owns the property you reside in and you are a "homeowner" which is clearly important to you. I am not knocking you, rather reminding you that there is more to life than saving and owning a house, you have to enjoy the journey because it does not stop or get better automatically when you own a property.

The last time I owned any property was in late 2001 and I am currently renting. Mind you, I am also not English so I do not have the cultural position drummed into me that I (almost) have to own my own property. Having said that, I do plan for my future without paying off a loan on a property every month so it is of course "horses for courses" as with most things:)

Good luck with job applications and your saving project - I hope you find time and funds to do other things as well. It is a very big and diverse world out there!

linz

Well said cloud dog. I'm following Sylvia's diary as I find it interesting and useful following other people's savings diaries. I'm sure I'm not the only one either.

I posted something similar on this thread a while back and got shot down by some gloating idiot which really put me off posting on this board.

I think there is a place for these sort of threads on this board-where else can they go ? This is meant to be about SAVINGS after all.

TheMatrix_2

linz wrote: »

I think there is a place for these sort of threads on this board-where else can they go ? This is meant to be about SAVINGS after all.

Maybe they could create a seperate area under Savings for people to put their saving logs. I too have been lurking on this thread and feel quite motivated by Sylvia's posts. :T

Former_MSE_Andrea

Hi everyone

This is a great diary. We love diaries on MSE so thanks to the OP!

To anyone not wanting to read this feel free to use your ignore facility. It's what it's there for.

Andrea

Lula-Hula

Hi Sylvia1982,

I'm delurking to declare that I have been following your diary for some time; it inspires & motivates me so keep going please

Sylvia1982

MSE_Andrea wrote: »

Hi everyone

This is a great diary. We love diaries on MSE so thanks to the OP!

To anyone not wanting to read this feel free to use your ignore facility. It's what it's there for.

Andrea

Thank you Andrea for your post and i also wish to say thank you to SnowMan for reporting on my behalf.

bye for now...

Sylvia

atush

i am pretty sure I reported them too, either on yours or someone elses.

Now they are over on MSE Andrea's new thread kicking up a fuss lol.

Greenhalgh

Well done, you're doing wonderfully!!!! Very inspirational!