My Saving log

atush

Excellent work Sylvia- good luck with stage 2!

Sylvia1982

Hello everyone!

I hope you are all okay. I have been busy this week, i have finally received a date for stage 2 of the job interview which takes place in the next two weeks :eek:.
Also, i have received a statement yesterday from Nationwide for my ISA interest, i cleary did not realised i get interest in August instead of March, oops.
So my new total for my deposit is £37,011.05:j.
This would mean i will hit my target goal in my next pay .


Bye for now...

Sylvia

inigma

Love your signature quote:

Must save to live, not just live to save!!!

Such a very fine line.

Sylvia1982

Hello everyone!

I hope you all are okay
I have had a very good month, as I have been informed that I have passed stage 2 of the job interview and I have hit my goal target for the house deposit a month earlier than planned :beer:
I am now starting to save towards the Fees and Etc. Fund as well as still saving towards my Emergency Fund

Here goes with my savings for this month

Deposit = £1,000
Grand Total = £38,011.05 (I’ve reached my goal :j:j:j)

Fees and Etc. = £100
Grand Total = £100

Emergency Fund = £100
Grand Total = £3,329.98

Car Fund = £250

Holiday Fund = £20
Grand Total = £160

Presents Fund = £100
Grand Total = £60 (bought birthday presents)

I have noticed that I have not created my to do list in a whileI have to increase my attendance to the gym but hope next week I will be back in there at least 3 days a week.



To Do List for December

• Buy Christmas presents
• Look at savings account and rates
• Write a new budget and small targets for 2012

Personal

• Go gym at least 3 days a week

Bye for now…

Sylvia

atush

Great news on the depsoit being made- when will you start looking to buy?

Don't forget to shop online via topcashback for your xmas pressies. I just bought 50 quids worth free at Amazon with my voucher from TCB ;-)

Sylvia1982

atush wrote: »

Great news on the depsoit being made- when will you start looking to buy?

Don't forget to shop online via topcashback for your xmas pressies. I just bought 50 quids worth free at Amazon with my voucher from TCB ;-)

Hi atush, thank you for the tip for xmas pressies.
Regarding the house hunting, unfortunately i wont be able to start looking until i hit my targets on both Fees and Emergency Fund, hopefully 2013

bye for now...

Sylvia

Sylvia1982

Hello everyone!

I hope you all are okay.
Well, i have finished my xmas shopping and have sort of stuck to my Christmas budget, as i have spent the money set aside (plus with the help of Mr T's points vouchers they were spent on my newphew and niece pressies :snow_grin) I have managed to do Christmas on a budget :dance:

I have signed up to the Challenge 'save £12k in 2012' may increase amount once i know whether i got the job or not ( will know by first quarter next year)

I will be getting paid next Friday, so will do a total on savings for 2011

:xmastree:

Merry Christmas to you all.

Bye for now...
Sylvia

guitarman001

From your OP your net salary indicates a gross of about £30k which isn't bad for age 28. In fact I'm envious as I'm private sector earning roughly similar (clearly private sector engineering jobs don't pay as well as public sector) and don't have the level of savings you do. £200 pcm living, so you stay at home. I must spend £600-800 a month (fuel, digs, lunches, student loan, etc). Used to think I was doing well with my savings until I came onto this forum.

Read one of your 1st posts - why should your friends be angry with you if you haven't got your first home yet? This is brainwashing IMO and none of their business. I bet by now they've probably lost money on their homes. Buy at the bottom, hold off for now (the housing market is tanking).

MoneySaverLog

This blog is very inspiring, thank you and well done on hitting the first target. I'm someway behind you but will get there, I'm looking for a 6 figure savings pot to buy though, I'm thinking somewhere between 5 and 7 years time for that :-)


We've both signed up to the same 12k in 12 months challenge :T

westy23

Good morning all
Have read this thread with interest and before i go on all is well now.
About 12 yrs ago i was a dedicated saver and it was always one day
the family can go to florida, one day we can get our dream car and i will get my dream motorbike and then my wife was diagnosed with stage 2 breast cancer and all these one day dreams seemed as if they could not happen. 12yrs later after 2 lots of surgery, chemo and radiotherapy all is well and all the one day dreams have been done including the motorbike.
My point is we dont know what is around the corner, life has to be enjoyed as well. Life is not all about saving.