My Saving log

darkpool

imho this thread should be moved here.

https://forums.moneysavingexpert.com/discussion/789675

darkpool

or even to the same location that this savings log is? anyone that doesn't like me posting here should put me on "ignore".

https://forums.moneysavingexpert.com/discussion/3585077

This forum has some interesting debates on savings/ investments it would be a pity if it was swamped by people telling the world their "to do" lists

JonnieShah

darkpool, 'to-do' lists are a vital tool where money saving is concerned. And people must remember, what works for one person, may not work for another.

darkpool

JonnieShah wrote: »

darkpool, 'to-do' lists are a vital tool where money saving is concerned. And people must remember, what works for one person, may not work for another.

yeah, i have "to do" lists as well. however i don't put them on a forum when the "to do" list really has nothing to do with the forum.

or do you think a "to do" list about finishing scarfs and buying presents is relevant to this forum?

the thread below is about people saving up for a deposit, it has over 3000 posts. i just don't understand why the OP here needs her own thread. i also don't understand why people cant be negative on this thread. a good forum thrives on debate, if this forum turns into a "well done for saving that 2 pound coin" type forum it will turn boring very quickly.

https://forums.moneysavingexpert.com/discussion/789675

cloud_dog

JonnieShah wrote: »

darkpool, 'to-do' lists are a vital tool where money saving is concerned. And people must remember, what works for one person, may not work for another.

Jonnie........ Don't bother responding to him....... He has his high horse and he's not getting off it.

Why he bothers to continue to read these threads is beyond me.

linz

just wanted to let you know that i still read your diary and am following with interest.

JonnieShah

Subscribed!

Sylvia1982

Hello everyone!

I hope you all are okay
I have been very busy these past several weeks that i have only realised that i completely forgot to update my January savings on here
January was a really good month for me as i sold a few items and got told i got the job :beer:.
I have started my new job on Monday and the training will last for four weeks in total. I am soo happy with all that has happened even though i wont get properly paid until next month

I am currently in two minds regarding my car, should i keep it or not? I am now having to use London transport, due to the location of where i am now working. But find myself not having to use the car as i have a travel card. I will have to decide in the next few weeks before i renew my car insurance

Thank you to linz, cloud_dog and JonnieShah for your supportive posts

So here goes, savings for last two months

January
Fees = £1,100
Grand Total = £2,300

Emergency Fund = £100
Grand Total = £3,529.98

Car Fund = £250

Holiday Fund = £20
Grand Total = £200

Presents Fund = £10
Grand Total = £10

To Do List for January


· [STRIKE]Buy best friend birthday present
[/STRIKE]· [STRIKE]Look at savings account and rates[/STRIKE]
· [STRIKE]Sell unwanted books through Amazon
[/STRIKE]· [STRIKE]Sell unwanted DVDS and games(look for best prices)
[/STRIKE]Personal
· [STRIKE]Go gym/exercise at least 4 days a week[/STRIKE]
· Finish my scarf

---

February
Fees = £1,100
Grand Total = £3,400

Emergency Fund = £100
Grand Total = £3,629.98

Car Fund = £250

Holiday Fund = £20
Grand Total = £200

Presents Fund = £10
Grand Total = £10



To Do List for


· Buy Mothers Day present for mum and gran
· Look at ISA account rates
· Look at car insuarnce quotes
Personal
· Go gym/exercise at least 4 days a week
· Study

Bye for now...

MoneySaverLog

If you're not using the car then I would get rid. The only problem I find with the London public transport system is at the weekend they close part of the tube network. Annoying as a visitor, but sure it works better in the week.

Sylvia1982

Hello everyone!

Thanks MoneySaverLog for your post, i have been thinking long and hard and have decided to get rid of the car . It really makes no sense to have it anymore if i cannot use it for work.
I only wish the lovely Congestion charge did not exist and the parking charges (both together per day, over £30:eek: ), So i have to rely on the perfect London transport instead:rotfl:

I am currently trying to work out my new saving targets and outgoings. Will have to note them all down and finalise them next month when i get my new pay in full


bye for now...

Sylvia