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My Saving log

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  • hello2007
    hello2007 Posts: 462 Forumite
    Sylvia1982 wrote: »
    Hello Malik999
    I must say, i was wondering when your lovely post was going to show up on this diary. Don't like it, stop posting on peoples saving diaries unless you have something nice to say

    Bye for now...

    Sylvia

    Ignore him I like reading your diary it motivates me to save money.
  • Sylvia1982
    Sylvia1982 Posts: 193 Forumite
    Hello everyone!

    Hello2007 thank you for your post, happy that my diary motivates you aswell as me :D

    Credit file error
    I got a phone call from Halifax complaints department yesterday, regarding the error on my credit file. They have looked at my old cc account and have seen the memo stating branch error.They will be contacting all credit agencies :j


    To Do List for June
    • Buy new work boots(need to get this at some point next week, hopefully they will have my size in stock by then)
    • Sell old/ broken jewellery(Is this ever going to get done, hmmm)
    • Buy new trainers and outfit for Race For Life(I have been looking but have not found what i'm looking for:()
    • Car MOT(Booked and paid for next week :D)
    Personal
    • Go gym at least 3 days a week
    I need to go and start revising for the exams i will be having attached to my job interview. Still have no idea how many months i will have to wait, as hundreds of applicants applied :eek:


    Bye for now...


    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • Sylvia1982
    Sylvia1982 Posts: 193 Forumite
    Hello everyone!

    Quick update, just received a letter from Halifax stating i will be receiving a £50 cheque in the post in the next several days due to the complaint i made:j. So an extra £50 towards the deposit once i get it :D

    I have also managed to get another £2 coin, added to sig already.

    I hope everyone has a lovely weekend. I unfortunately have to go work this afternoon and feeling too lazy to go to the gym before i start :( (can not wait for the next 2 days off)


    Bye for now...



    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • Sylvia1982
    Sylvia1982 Posts: 193 Forumite
    Hello everyone!
    This week so far has been very productive. On Monday I finally managed to sell the jewellery, car got MOTed and pass, woohoo. I have bought my new trainers and my Race For Life outfit which I am happy with.:j
    To Do List for June


    • Buy new work boots
    • [STRIKE]Sell old/ broken jewellery[/STRIKE] (Got £67 )
    • [STRIKE]Buy new trainers and outfit for Race For Life[/STRIKE]
    • [STRIKE]
    • Car MOT(£35, cheapest so far)
    • [/STRIKE]
    Personal
    • Go gym at least 3 days a week
    I went to my friends birthday do on Thursday, must say I had a lot of fun until my ex walked in:eek: (talk about awkward). I must say I was very lucky, as I completely forgot it was even her birthday this week (I am such a bad friend). But very lucky that I buy pressies during sales and put them in a box for me to have on hand for emergencies.
    Just got my cheque today in the post for the £50, I was very happy to see it too.
    So this would make my deposit to be £31,173 +£117 = £31,290 (Sig will be updated):beer:
    I hope you all have a lovely weekend
    Bye for now…
    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • Sylvia1982
    Sylvia1982 Posts: 193 Forumite
    Hello everyone!

    I hope you all are okay...

    I have been very busy with work and going out way too much in the past week :eek: I have already spent my general spend money for this month, I need to look at this for next month. Currently eating into my surplus in my c/a.

    I have received a statement regarding my ISA S&S and for once, i was very happy to see it, as it is now back in the black :j. I love the fact i keep forgetting i even have one( It is going towards the old age fund:rotfl:)

    I have been wondering if i should start purchasing more Premium Bonds, just would like to get some for my birthday as i already have some (how sad is that:rotfl:)

    I have added another £2 coin, sig already updated

    Bye for now...

    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • Lokolo_2
    Lokolo_2 Posts: 1,016 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Sylvia1982 wrote: »
    Hello everyone!

    I hope you all are okay...

    I have been very busy with work and going out way too much in the past week :eek: I have already spent my general spend money for this month, I need to look at this for next month. Currently eating into my surplus in my c/a.

    I have received a statement regarding my ISA S&S and for once, i was very happy to see it, as it is now back in the black :j. I love the fact i keep forgetting i even have one( It is going towards the old age fund:rotfl:)

    I have been wondering if i should start purchasing more Premium Bonds, just would like to get some for my birthday as i already have some (how sad is that:rotfl:)

    I have added another £2 coin, sig already updated

    Bye for now...

    Sylvia

    Hi Sylvia!

    You're doing fantastic! I wouldn't worry about spending on going out, you have to enjoy yourself sometimes ;) I have often thought myself: What's the point saving all your life by scraping by, you just end up dying rich and not having had a fun life! :eek:

    Glad to hear that your S&S ISA is doing well! I am too risk adverse to get one of those!

    Premium bonds? Why? I think you are better off putting that money into savings accounts as at least you'll be guaranteed a return! How well have your current premium bonds yielded?

    I'm still waiting for my first payday in the new job, which should come this Friday, it's taking forever lol! :cool:
  • Ohh wow I am defnitely following this thread - just stumbled on it.

    I have savings in Premium Bonds - £25k and I have found it to be the best of all the "no risk" places I have used.
  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    Just wanted to say a big well done!
    You should be SO proud of yourself!!!
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
  • Just like spending - saving can be addictive. But often you have to break the spending habit to realise the saving habit is much better!
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    that is the problem about saving being addictive. I saved up for a new car but am not inclined to buy one lol
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