Anyone fancy a mutual support partner?

JoJo_Sparkly

Hi I_was_a_fool - we cross posted so I've only just picked up your post. I'm doing AMEX too - they have already handed me over to "Resolve" who said they will be writing to me to offer a settlement figure but not had anything yet - shame cos I can't pay it anyway, but they did at least seem human unlike Morgan Stanley who were really nasty on my first two phone calls.

Had a strange one at work today - got a phone message from a Mr Gumball leaving a mobile phone number, when my secretary asked what it was in connection with he just said I'd know! I've never heard of him - could be a rep trying it on - but odd to leave a mobile number - wonder if it's a debt chaser. Won't be impressed if it is and they're calling my work.

Hope everyone's doing OK - and bride2be - what were you doing on ebay??? not spending money I hope ... lol!!!

Jojo

I_was_a_fool

haha, cross posted again! Mr Gumball!!! lol

tinytot143

hiya everyone

Just managed to listen to my answer phone messages and I have 4 messages from barclays bank asking me to phone them.
WHY do they always call when I am at work or out and never when I am in!!!!!

3LITTLEPIGS_2

HI....i want to join too!!!
i have just got the info from cccs and will be making pymt now prob 1st Feb as need money this dec for presents etc....will be sending letters off with token payments of £5.....a few are already on pymt plan as have had 2 children in 18 months so pay was reduced when on mat leave which made our repayments unaffordable so am used to calls etc.....i actually work for a major bank in the cc dept so you can't get more ironic than that!!(don't hate me-only place that offers good pay and eve hours!)
Well done about getting crgs rfded.....i will be doing this on oh account as the o/d will be with cccs so am awaiting news from co-op about changing bank acs....
By the way our debts are around £30,000 excl mortgage

hypno06

JoJo_Sparkly wrote:

Hey Hypno - Welcome aboard

Sounds like you've already made fantastic progress on your debt - can I ask how you managed to do so well? Any tips you can offer?

Have you sorted out reduced payments yourself or are you going through a dmp arrangement?

Did anyone on the board watch the Money programme last night regarding bank charges - I'm still riding the high after my news from First Direct, I would really urge everyone to do it - I just can't see any bank being prepared to be the first to go to court and risk losing.


Jojo

Hi JoJo, Sad to say that I lost my Dad last year and the money that I inherited from him went straight to pay off as much as we could. The rest of it has been down to overtime, ebay, "beans on toast" weeks where you can have anything you like to eat as long as it is beans on toast!! etc etc.

It made a significant difference but I owe it to my Dad to keep on going. I am determined to just keep on top of everything so no DMP - I cannot afford to risk my credit rating any more than is necessary because of my job. So, it is just hard to keep making those monthly payments etc etc etc - you know the score!! I desperately want to make real inroads to feel as though I have not wasted what he has done for me.

Re bank charges, I am starting with Halifax, then moving on to Barclays, then MINT, then...then...then...!!! I saw the money programme and was encouraged by it and thought it was hilarious when they said it was not a penalty - it is a SERVICE FEE!!!!!

Anyway, thanks for allowing me in!

tinytot143

Hello to all the new people in this group.

bride2be2006

JoJo - good news on First Direct! can I just ask you, have they closed your account? thats what worries me about trying to reclaim my charges?

Tinytot - good luck with the hutch hunt! Rabbits are lovely, I look after my friends sometimes when they go on hols, my pet is not a bit fluffy or cuddly he is a bearded dragon named maximus!!

Just wanted to ask - has anyone had a problem with shop and scan? I have just received my clicker and I cant get it to work on my comp! it won't accept it as new hardware -says it cant recognise it, I have emailed the customer service dept so hopefully they will be able to help me?

JoJo_Sparkly

Hi there

So far they haven't closed my account - I assume they are waiting to pay in the money as this will then clear my overdraft.

My clicker worked straight away - can you give them a ring?

Sorry I'm not much help am I?


Message for anyone hoping for TNS mystery Shopping Assignments - January visits have now been posted - get them quick - lots of visits there.

Jojo

bride2be2006

Hi JoJo

Hope it all goes smoothly for you with the payment

Are you using a usb in a laptop to connect or have you got a normal computer with a port? I am on a laptop and using windows xp

JoJo_Sparkly

b2b - I'm on laptop with XP too

Have you tried Add & Remove programs on Controlpanel to see if any remnants of software got loaded and then messed up the installation.