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Nationwide (merged)

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  • Sorry to be a pain if this has been answered already but I have been searching for 40 mins and cant find it anywhere.

    If I'm claiming credit card and current account charges does it have to be separate letters or can i send 1 letter and 2 schedules of claims?

    thanks in advance

    CS
  • skeggs885
    skeggs885 Posts: 14 Forumite
    Part of the Furniture Combo Breaker
    Maxine74 wrote: »
    Hi, I am new to this, I have received a standard letter back from Nationwide saying their charges are lawful & in their terms & conditions which is obviously a standard letter.

    I have sent them a 7 day letter attaching court papers I will submit if they don't repay my bank charges.

    Has anyone experience of Nationwide? Will they pay before court? If not, how long does it take between submitting your claim & actually getting the money back?

    Help appreciated!

    Max

    I won two claims with them on 27th April they will pay up the closest they can to the 28 days and wont offer a defense except that they have already paid you. if you hold more than one account with them they will be sneaky and put small amounts of money in each hoping you wont notice.
  • johnnynonails
    johnnynonails Posts: 271 Forumite
    Sorry to be a pain if this has been answered already but I have been searching for 40 mins and cant find it anywhere.

    If I'm claiming credit card and current account charges does it have to be separate letters or can i send 1 letter and 2 schedules of claims?

    thanks in advance

    CS

    hi there i have a credit card and a account sent seperate cheques and letters the crdeit card has already replied to me and gave me my statemnts quite fast but me account well still waitng for the statements and its nearly been 40 days hope this helps john
  • Its 40 days this saturday since i sent my first letter and £10 cheque to equest details of my bank charges from Nationwide. I've made 4 calls to my branch. The last one was yesterday as i still have not received any details of my bank charges and they haven't cashed my £10 cheque. I told the man on the phone that if i didn't hear anything by this weekend i would inform the Information Commissoner as this is a breach of the Data Protection Act. Has any one else had this hassle. I've been an active reader of this site for a couple of months now, and i seem to pick up its after the 2nd letter when asking for charges that theres a problem, but i can't even get these.

    Has anyone else got any other advice. I'd be most greatful
  • sylvia9121
    sylvia9121 Posts: 413 Forumite
    hello all
    i have gone through the correct procedure and filed a mcol and nationwide acknowledged this. the 28 days is up in 2 days. does anyone know what is likely to happen? what do i do if i dont hear anything from them?
    any advice would be great
    thxc
    sylvia
    January wins - 4 tickets for Skyrunners premier (courtesy of madmonster) 4 tickets for Charlie & Lola . February wins | The Frugal Cookbook|2 JLS Tickets 3 Dongle |2 more JLS tix| MARCH FACEMASK| ALVIN AND THE CHIPMUNKS CD| Jackson5 DVD| APRIL| Volcom Prize Pack|Elemis face Cream | 2 tix to Selena Gomez Fashion show
  • Hi Sylvia,

    I am at the same position as you, although the 28 days is up on 19th May.
    Just checked my account today and there is a correction of £973 which is just my charges.
    Just wondering if anyone else has been in this position?
    Are they likely to pay the interest and court fees as well?Or will I have to accept the £973 as part payment and continue with the judgement on Friday?

    Thanks

    Phil
  • Just heard on BBC working lunch programme that a judge at one court has threatened the banks with awarding damages to claiments due to them wasting time , by using delaying tatics and then settling just before court date.
    Puts a bit more pressure on them to settle earlier?
  • sylvia9121
    sylvia9121 Posts: 413 Forumite
    OHHHHH Goooooooood
    well hopefully i might have a nice fat cheque on my doormat tomorrow morning!!:j (I hope);)
    I dont know about the interest etc, but maybe check tomorrow and see if anymore corrections have gone into your account.

    Sylvia
    January wins - 4 tickets for Skyrunners premier (courtesy of madmonster) 4 tickets for Charlie & Lola . February wins | The Frugal Cookbook|2 JLS Tickets 3 Dongle |2 more JLS tix| MARCH FACEMASK| ALVIN AND THE CHIPMUNKS CD| Jackson5 DVD| APRIL| Volcom Prize Pack|Elemis face Cream | 2 tix to Selena Gomez Fashion show
  • livelyred
    livelyred Posts: 2,367 Forumite
    philup1000 wrote: »
    Just heard on BBC working lunch programme that a judge at one court has threatened the banks with awarding damages to claiments due to them wasting time , by using delaying tatics and then settling just before court date.
    Puts a bit more pressure on them to settle earlier?
    God yes tht would be nice,ive been trying to get my Nationwide charges bck since last December now as the stage where i have recieved a court date for June 07.
    Won 2010: Butlins 5 day Break and £250, 1 yr Virgin Active membership, Meal for 10 at Best Parties Ever, skyline 2011 dvd.

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  • Arghhh!
    Just got a letter off Nationwide stating that basically i knew what i was doing when i joined the bank and that they are not giving me the money they owe me. Any advice would be helpful before i start the scary court part....
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