Nationwide (merged)

sunnyflower

h34v3ns_s0ul wrote: »

I started by using the following link, which was on the AOL homepage, I have done steps one and two and the third is threatening to take them to court. Should I carry on with these?

http://money.aol.co.uk/banking/reclaim-bank-charges-in-three-easy/article/20060911061809990001

Yes, carry on through all the steps, stick to the timescales. It seems as though Nationwide are forcing peole to go all the way, presumably hoping that people will drop off by the wayside! So just keep going, read all the messages and you will see that we are all at different stages.
I must say I've had several dubious moments, but I'd probably kick myself eventually if I gave up now.
There are a lot of very knowledegable people on here so we do have support.

down_in_the_dumps_3

Hi all

Well I decided to take the Nationwide to court after following the correct procedures and not getting anywhere. I used the moneyclaim online site to do it which was pretty easy and straight forward. I have now received a Notice that Acknowledgement of Service has been filed. Which says they are defending the whole claim! It says they have 28 days to file a defence.

Now I feel I'm getting out of my depth as I've never done this before and they have a solicitor dealing with it!

Is there a chance I will not get my bank charges refunded? Has anyone else been in this situation?

Would be grateful for any kind words. Thanks

nickmack

down_in_the_dumps wrote: »

Well I decided to take the Nationwide to court after following the correct procedures and not getting anywhere. I used the moneyclaim online site to do it which was pretty easy and straight forward. I have now received a Notice that Acknowledgement of Service has been filed. Which says they are defending the whole claim! It says they have 28 days to file a defence.

Now I feel I'm getting out of my depth as I've never done this before and they have a solicitor dealing with it!

Is there a chance I will not get my bank charges refunded? Has anyone else been in this situation?

Thousands of people have been in the same situation. The chances of you getting a full refund are excellent. Please read the Success story threads for inspiration and the Reclaim Help thread and Step by step guide in my signature for help.

livelyred

Ive been trying to get my bank charges back from Ntaionwide since last December and seems to be dragging on now.Ive read many peoples success stories and alot off them didnt wait this long and didnt get as far as me with sending the Allocation Questionaire bck to my courts.How long do i have to wait,will Nationwide wait right till the last hr before going to court then pay up ? Ive been told by my court that some off these bank charges cases are taking mths before they get to court ,knowing my luck it will be me lol

down_in_the_dumps_3

Thanks for your help and I will read them. It just seems like it's never ending!
I will let you know what happens next! Thanks again.

down_in_the_dumps_3

Hi

I'm afraid my experience with the Nationwide so far is they are very stubburn. I even phoned the day I was filing the court papers and explained that I have added interest etc. and it would be cheaper for them to pay up now but they still didnt want to know. In fact, they told me they had closed my file after my first letter and unless it was their fault the charges had been applied they would not refund!

Hence I have now gone down the court route and they have filed a defence!
You have to keep going and take them to court.

I'm hoping I'll get a refund at the end of it all but they are certainly not giving in!

Best wishes and good luck

acguest

Just checked my account and Nationwide have credited ...
£365 Correction and £91.80 Credit by cash

I was claiming £405 + £50 court fee

Thank you MSE'ers for all your support and help .. your all great !!

sunnyflower

Bonmai wrote: »

:j :j :j :j :j

cLAIM FOR £4000 PLUS INTEREST PLUS FEES - PAID TODAY

Started writing to Nationwide in Feb 07 amd only received the standard fob-off letters. Started claim against theim with MCOL on 5th March. The claim was acknowledged by Nationwide on 12th March. Tried to request judgement by default on 10th April but it was rejected as Nationwide had decided to enter a defence. On Wednesday got a letter from court to say case was being transferred to local court.

Today, Friday 13th!!!!!!!!!!! received two letters, one containing court allocation questionaire and surprise, surprise one from Nationwide saying that all my charges has been refunded plus interest plus court fee so need to go to court.
TO EVERY ONE OUT THERE WHO IS TRYING TO GET CHARGES BACK, DONT GIVE UP FOLLOW THE STEPS ON MSE WEBSITE AND YOU WILL WIN

GOOD LUCK

c
many congratulations and thanks for letting us know!!
News like yours keeps us going!!!!!!

Mandiemoo

Hi I have issued court proceedings on Friday to Nationwide and now I don't know what to do next. could anyone help me please.

Warriorsith

Mandiemoo wrote: »

Hi I have issued court proceedings on Friday to Nationwide and now I don't know what to do next. could anyone help me please.

You wait. The Courts will send you a Notice of Issue and on it the bank has a date on it until the bank replies, over all its about 19 days, 5 days for the bank to receive notice that you've taken to court and 14 days after that they have to reply.

You may find more help in the Nationwide thread or the MCOL thread as many questions your thinking of will be found in there.

Good luck as I'm in the same position as you, I find a result by 1st May 07.