Nationwide (merged)

princesskez26

pammiid1980 wrote: »

Thanks Kez - do the FO only reclaim half of what you're owed? Has anyone ever recovered everything back from Nationwide thru this way?

Thanx Px

The FOS mostly get back the whole charge amount but not any interest as far as I'm aware,

Kez

Stephen_Leak

You need to send the first claim letter before they raid the savings account and add a paragraph to the effect that all your accounts with them are now formally under dispute. If they then do anything without your express permission, it will severely undermine their position when your claim gets to either the Financial Ombudsman or court proceedings.

Please read Martin’s article and the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.

BANKBANDIT_2

:j

outonmyownnow wrote: »

Hi I feel the same as you bankbandit, it's so nerve racking but we have to keep fighting for our money, hope it's worth the stress and court fees!! I have read more success stories tonight, always encouraging to see Nationwide and Barclays paying up, they seem to take it almost all the way - hopefully not too much longer for us to wait, in a weeks time it could be our turn to celebrate..................keep posting

Thanks i will keep you posted to how i get on hopefully on home run now though its been a long race lol.
let me know how you get on too im looking out for you on the success thread.:j :T :T :T :T :T :T :T :T :T :T :T

BANKBANDIT_2

:eek: Im claiming from nationsnide lol
they acknowledged my claim 20 days ago and still havent defended.
Any one on here had this with nationwide.
how much longer till they pay up
keep checking my account but still says big fat £1 lol. left that in there to keep it open .:D
what will happen next . getting bit uptight now as dont know whats going to happen :eek: :eek: :eek:

romford_market

B.Bandit

Well, Halifax had until yesterday to acknowlegde and or/defend. Checked with the court late yesterday, not a dickie bird. Requesting judgement by default with immediate payment on Monday.
They have seven days to pay, then (paperwork ready), obtaining a warrant of execution. This bank has treated me with total disregard. So, they can deal with the baliff's now, they have had enough chances.

Power to the people.

livelyred

Hi im also getting abit nervous been told by my local court theres so many bank charges my court date will either be in July or September lets hope its July and get it all over with

LozBingley

livelyred wrote: »

Hi im also getting abit nervous been told by my local court theres so many bank charges my court date will either be in July or September lets hope its July and get it all over with

Just to give you hope - you may wish to read the article on the BBC News site regarding a few cases we had on Thursday in Leeds. Out of about 250 due in only around 75 had to see the judge as most of the banks settled (within the prior 48 hours mostly) before!

http://news.bbc.co.uk/1/hi/business/6251122.stm

crazyworld_2

pammiid1980 wrote: »

Thanks Kez - do the FO only reclaim half of what you're owed? Has anyone ever recovered everything back from Nationwide thru this way?

Thanx Px

Hi pammiid, I kind of strayed a little bit from the stated timetable, in that after i'd received the letter saying no chance from Nationwide I contacted the Ombudsman, although it hadn't been 8 weeks since the initial complaint, they said that they would count this as my final response, I filled in the complaint form for the Ombudsman on the 14th June, and sent a letter to the Chief Exec of the Nationwide, Mr Graham Beale - That seemed to make them sit up and take notice.

You might like to write to Mr Beale yourself if you feel that it could help you at the same time that you send in your complaint to the Ombudsman (Be sure to mention in your letter that you have made an official compliant to the Ombudsman)

The address I wrote to Mr Beale at was:

Mr Graham Beale,
Chief Executive,
Nationwide Building Society,
Nationwide House,
Pipers Way,
Swindon,
SN38 1NW

It may also be worth your while sending a copy to their "Legal Compliance Director", Mr Russell Johnston at the above address and the Member Service department at:

Nationwide Building Society,
1st Floor, Old Building
Kings Park Road,
Moulton Park, Northampton,
NN3 6NW

As a copy of the letter is going to the legal compliance director, it might be worth your while stating that you know very well that Mr Beale himself has stated that the penalty charging regime is unfair and that they are using the charges to subsidise free banking, therefore, they know for a fact that their charges are unlawful.

Best of luck anyway.

blodwyn

Oh no, just received my confirmation from money claim online that the first letter has been sent to Nationwide, and realised that my account number is not on there anywhere (used the info from the front page of court stage when writing the particulars of claim section, not realising there is a thread with a more updated version).
My address is the same on the court papers as my registered address with Nationwide. I only have one account with them. By not including my Nationwide account number have I effectively c#;$ked up my claim already? Phoned Moneyclaim online, and the lady advised that although she couldn't give legal advise, if the addresses are the same, then Nationwide should be able to find me details on their system. If I wanted to re-issue the papers I would have to seek consent from a District Judge and pay even more fees (which I can't afford to do).

Any advise will be greatly received !!!!!!!!!!!

chelseablue

My boyfriend is reclaiming £922 from Nationwide

I am posting the letter today asking them to repay the money. I have addressed it to the head office. Is this right?

Also if you reclaim bank charges do they put a bad mark on your credit file? He doesnt get charged any more, has not been overdrawn for 6 months now!

Thanks for any help