Barclays Bank (merged)

Rex_Mundi

reddannio wrote:

Just need a bit of advice. I have begun my claim through the moneyclaim website. It says in the particulars of the claim that i will send the list of charges to Barclays again. I have to date only sent the list of charges to them with my original letter, do i need to send it again as i have also claimed addtional charges that ive incurred since my original list? Does this just need to be a list or is there a letter template for this ?

You do need to send another list (also send one to the court in Northampton). They need to list the charges (date/what charge/amount) as well as the interest for each charge.

Rex_Mundi

Cha wrote:

My question is do i have to wait until the 1st March (when they could increase their timescales again) or can i proceed to the next stage - threatening court action?

You stick to your own deadlines at each stage of the process. Ignore any attempt by the bank to make you wait longer. You are giving them a reasonable time to deal with your claim.

reddannio

Rex_Mundi wrote:

You do need to send another list (also send one to the court in Northampton). They need to list the charges (date/what charge/amount) as well as the interest for each charge.

Thanks.

Is it just a case of sending the schedule of charges again with a brief note saying here is the list of charges i am claiming through a small claims court ? Dont want to tip them off that i hhave started my claim ?

Cheers

Rex_Mundi

reddannio wrote:

Thanks.

Is it just a case of sending the schedule of charges again with a brief note saying here is the list of charges i am claiming through a small claims court ? Dont want to tip them off that i hhave started my claim ?

Cheers

Send your updated schedule of charges (including interest). They will know you have issued a court claim anyway. They will receive notice from the court.

KCroucher

Hi everyone,

Well im off to court on Monday to get £200 off of Barclays.

Hoping someone out there has some good advise!!!!!

I read to ask them outright how much it costs them to return a DD etc, any other ideas?

Any chance they dont turn up for £200??

Any advise much appreciated !!

medical

Hi all
claimed £300 from barclays, i am now on LBA and they have replied saying no, i am now proceeding to the courts. pls is that right
some people have being offered partial payment, but they offered me nothingta
Medical

xanadu2

Hi Folks,

Very pleased to meet you all!

I’m enquiring on behalf of my boyfriend about reclaiming penalty charges. He has had to pay one charge after another for years. Stupidly I have been feeling sorry for him and – duh! – lending him money! At least his intentions to repay are honourable! He just doesn’t have much money! He’s in England and the bank is Barclays.

He wouldn’t have seen the BBC programme if I hadn’t alerted him to it. Neither is he computer-literate, so wouldn’t have the information from the Net if I hadn’t downloaded it for him. If I can help him reclaim these charges, then I will, because then he can repay me – and he’s promised me a bit extra for my help!

Has anyone who sent the standard letters ever been known to fail?

We have estimated a figure of £4733.04, representing £4396.08 charged in paid referral fees and transaction charges, and £336.96 charged in account fees. What are these ‘account fees’, please, and are they reclaimable? The bank had told him they are above board, but they would, wouldn’t they? I don’t pay any such charges, but my account is always in the black, so I assume they are a charge made because my boyfriend is overdrawn, and I note they are not described as interest. So we’ve included them. Oh, and then we realised we should add on the interest, before we sent the letter. That brings the total to about £5,800, too much for the small claims court, I think.

Thanks for any comment!

Edinburghlass_2

Have you been reading the BBC reclaim article when you talk of estimating the charges? If so I certainly wouldn't recommend this method. You need to ask the bank what their terms are for their various charges and read post 4 in this thread about which charges you can claim.

You'll find all the template letters you need in Martin's article below.


Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

queenofthedump

ok i have a court date in May - i too need to sort out my case and send paperwork to the court and the bank- do ido an updated what i think they owe me or send the original one from when i originally requested my money back.

Thanks

Rex_Mundi

marieb wrote:

ok i have a court date in May - i too need to sort out my case and send paperwork to the court and the bank- do ido an updated what i think they owe me or send the original one from when i originally requested my money back.

Only claim back charges you can prove. Do not guess or estimate any figure. If the court asks for proof of the charges, and you have guessed them, you are stuck, and risk harming your claim.