Barclays Bank (merged)

nickmack

Beetle wrote:

I'm considering reclaiming my Bank charges with Barclays as I've not kept my account as 'tidy' as I should of since the birth of my Son almost three years ago (difficult to budget/went back to work part-time etc) so there's maybe 9/12 months when I've gone over my overdraft. I always shuffle money around as soon as I find out (checking online banking before they write to me!) and put myself back in overdraft. However! Am I REALLY entitled? Even though I've not been to great at keeping my account in check?
Am sooooo confused!!

Yes, just read the article for an explanation why...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

CMcc_4

Hey at the end of the day, if everyone kept their account perfect, no one wouldve been charged!

Good luck

nadeembutt

I sent my second letter with a scedule of charges on the 14th december, recieved a letter from them today saying thanks we are looking into it but cant promise we can get back to you within my timeframe and instead would get back to me in 8 weeks!!

Anyone have any advice as to what i send next, the LETTER BEFORE ACTION???

Im not sure when to send it as, like the person above, it is christmas but then i suppose they didnt give a damn when they took my money xmas last year when i went overdrawn and some of my dd's were rejected and i was charged an extra 120 pounds!!!

sparklyowl_2

hi drewster i have just seen your posting for what to put in particulars of claim on the moneyclaim website did you manage to sort it as im having the same trouble what do i put
Thanx

HeadInSand_2

I received an offer of £1000 today as goodwill gesture (against £2270), tempted to take it as it's so easy and all I've done is written a letter, but then another part of me says go for full amount. Gonna sleep on it...

Rex_Mundi

HeadInSand wrote:

I received an offer of £1000 today as goodwill gesture (against £2270), tempted to take it as it's so easy and all I've done is written a letter, but then another part of me says go for full amount. Gonna sleep on it...

We turned down offers of £264, £1300, and £1700 on a claim for £2600. We refused all these offers and a cheque arrived this week for £3300 (including interest and court fee).

I would keep going and get all your money back. You would only be doing the bank a favour by saving them money if you accept. You are entitled to the full amount, and will very likely get it if you carry on your claim.

OberonSH

Hi all,

I'm reclaiming £2.5k back from Barclays. Filed the claim, had several phone calls offering me various sums. Now they've filed a 3 page defence from their legal team. Looks all very technical etc.

What do I do now? I'm feeling a tad panicky. Anyone got any advice?

OberonSH

I should add teh first defece they claim is that I haven't attached particular instances of these charges. I phoned the bank and they told me how much I'd paid in charges over the phone. Is it too late to get them to send out statements?

jas135

you must be very specific about hwat charges you are claiming back . use the charges calculator on martins page on reclaiming bank charges , print this out and send it with your letter.

i dont want to put a damper on what you are doing , but the only ONE case to my knowledge that has lost is to one person who failed to prepare properly for the court .

Read through everything that martin has told us to do and you cant fail . Read through the discussion boards all the answers are here , but most of all keep records about everything you do ( recorded delivery , phone calls , stick to timelines laid out ) .
Good luck , its your money your claiming for .

sbryant44

Rex_Mundi wrote:

We turned down offers of £264, £1300, and £1700 on a claim for £2600. We refused all these offers and a cheque arrived this week for £3300 (including interest and court fee).

I would keep going and get all your money back. You would only be doing the bank a favour by saving them money if you accept. You are entitled to the full amount, and will very likely get it if you carry on your claim.

how did u do this to get higher offers,ive just bin offered £1000 for a claim of £2800 did u write back sayin u werent happy with the offer or wot,would appreciate ur advice on what to write .Thanks inadvance