Can I claim back charges off a closed account???

kels1977

Hi, this may be a silly question but I am hoping to reclaim my late charges on my Abbey Credit Card but initially need to obtain my statements for the last six years. Does anyone know if this should be sent to Abbey National or MBNA? Thank you!

Twinkly

kels1977 wrote: »

Hi, this may be a silly question but I am hoping to reclaim my late charges on my Abbey Credit Card but initially need to obtain my statements for the last six years. Does anyone know if this should be sent to Abbey National or MBNA? Thank you!

I think this address should be ok :

Abbey National
Data Protection Manager
Data Protection Team
Regulatory Compliance
Abbey House
201 Graftons Gate East
Milton Keynes
MK9 1AN

I sent to this address with regard to my current account. Someone else may know of another though for credit cards so get a 2nd opinion.

dlb

Hiya has anyone claimed back their charges from a Adams Store card?? I sent my letter off today requesting my charges back not loads of money but £84.
Just wondered if anyone had any experience of this company and if they are paying out?
Also i sent the letter to the follow address is this the correct one??
Creation Financial Services Ltd
Equipoint
Coventry Road
Yardley
Birmingham
B25 8FE

Thanks in advance.

wilf55

yes correct address about to send dpa to creation today will let you know how i go on

good luck guys

jocam_2

Hi All

I have 2 credit cards which I pay via direct debit on the same day each Month (when I get Paid)

I was not aware but for some time they were both charging me a late payment fee as the payment should have been paid a few days earlier

Does a late payment fee apply to the unfair charges Please

Thanking you all in advance for your help

Jo

dumbo

HI I WAS JUSTWONDERING IS IT POSSIBLE TO CLAIM EVEN IF I CLOSED THE ACCOUNT 4- 5 YEARS AGO, IM NOT EXACTLY SURE OF THE DATE. I KNOW THE ACCOUNT NUMBER, IT WAS WITH THE FIRST TRUST BANK BUT I DO NOT HAVE ANY BANK STATEMENTS. WILL THEY STILL BE ABLE TO GET MY DETAILS AND REFUND ME OR SHOULD I JUST FORGET ABOUT. IM NOT SURE HOW TO GO ABOUT IT BUT I DO KNOW THEY WERE ALWAYS CHARGING ME SILLY AMOUNTS FOR MAINTATINING ACCOUNTS EVERY QUARTER AND SETTING UP OVERDRAFTS, ALSO FOR EVERY DIRECT DEBIT THEY PAID WHEN I WAS EVEN A POUND OVERDRAWN AND THEN THEY HAD THE CHEEK TO CHARGE ME FOR CLOSING EVERY DIRECT DEBIT WHEN I COMPLETELY CLOSED THE ACCOUNT.

CAN ANYONE ANSWER THIS ONE

THANKS

ALI

lulupense

Hi Ali

I have successfully claimed for a closed account, as long as the charges are less than six years old it is worth it, just follow the steps on Martins link and use the first template to request the statements and away you go.

Good luck

Lulu

woohoo_postingid

She had lots of charges (before we met) from Natwest. She no longer has that account as she has moved to HSBC. Also we have moved house so the address is different.

How easy would it be for her to claim her money back from Natwest? Any thoughts welcome

golddigger_3

If the account was still in operation less than 6 years ago then yes, she can claim her charges back even if the account has been closed

woohoo_postingid

Many Thanks