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Can I claim back charges off a closed account???

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  • Hi there
    About to reclaim for an account which was closed about 3 years ago.
    Can anyone help with the wording for initial letter to ask for amount of charges bearing in mind I am not sure exactly when the account was closed or the account number. Thanks
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    Hi there
    About to reclaim for an account which was closed about 3 years ago.
    Can anyone help with the wording for initial letter to ask for amount of charges bearing in mind I am not sure exactly when the account was closed or the account number. Thanks

    Send the initial template as usual but amend it appropriately and add details of your full name and address with postcode and date of birth for tracing purposes. Include any change of address you may have had during the accounts running and what type of account it was. I included the address of my local branch at the time just in case that helped in any way.

    Good luck :)
  • Would anyone be able to help?! Is it possible to claim charges back for an account which has already been closed? I was with Yorkshire Bank (left as Customer Service was appalling!!), and now with Nat West.

    Any help would be greatly appreciated.

    Cheers
    gbulman
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    gbulman wrote: »
    Would anyone be able to help?! Is it possible to claim charges back for an account which has already been closed? I was with Yorkshire Bank (left as Customer Service was appalling!!), and now with Nat West.

    Any help would be greatly appreciated.

    Cheers
    gbulman

    Yes you can and good luck :)
  • amy
    amy Posts: 285 Forumite
    hi just wondering if you can help.... i have closed accounts with lloyds bank account, egg, marble, and mbna credit card all of which i have paid charges too.... can you please tell me do these all charge for copies of my last 6 years statements and has anyone else taken them on for charges refund?? for some reason i feel nervous!!!
  • amy
    amy Posts: 285 Forumite
    also does anyone have any contact info for egg please.
  • WELSH-DRAGON_2
    WELSH-DRAGON_2 Posts: 5,683 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I have a closed account with RBS - I sent my 1st letter, then my 2nd letter, then proceeded with my court letter and today I have received a letter offering me £311 - I wanted claimed for £900 including the £80 court fee.

    The point I am making is it is worthwhile claiming from a closed account as they will settle

    Welshy x
    ;) I am the only Voucher Queen in my village LOL ;)
  • Hi All, new user here with a question!

    Over the last 6 years i estimate i have been charged around £2600 in bank charges, however due to the financial situation i ended up in, the bank (Barclays) closed the account towards the end of last year.

    Do i have any hope of pursuing a claim for the charges levied against my then current account?? (i still having a savings account with them that i now use for my day to day banking)

    Yours in hope!

    Glenn
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Yes you can claim on closed accounts.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • suzyb19
    suzyb19 Posts: 27 Forumite
    Hi all,:D

    I am new to posting to the forum today, but I have read many posts over the last few months and thought I would post a thread for the first time.
    (Hope i've done it properly)!!!!

    I'm I being stupid :confused: :undecided or is it possible to claim charges from a bank account which is now closed?

    My Husband and I had a joint account for 6 years.

    The account was closed May/June last year as we did not want to carry on paying for a bank account so decided to bank elsewhere.

    I estimate that (Barclays) could owe us a few thousand pounds in charges, if it is possible to put in a claim.

    I expect that this is a none starter, but I thought it was worth asking the question.

    Any answers, comments or views would be appreciated.
    Thanks:D :D
    suzyb19
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