Can I claim back charges off a closed account???

Edinburghlass_2

Send your name, any relevant addresses and date of birth if you don't know your account number details to the address in the first post of the Reclaim Help Thread, link in my signature, along with the letter, template in Martin's article asking for all information/statements.

gordon39uk

hi, can someone tell me if the procedure for reclaiming is the same for a closed account. I havent got a clue what my account number was for the account and worry that this may stop me claiming.

ania_2

About a year ago Abbey National closed my bank account down for being over my overdraft. My overdraft was £3,000 which i'm paying back at £50.00 a month. Can I still claim from them and will they still have the details of charges if it has been closed down as I have not kept statements.

Beate

Short answer: yes.

rebera1

can any one tell me if i can still reclaim bank charges from an account that was closed in 2005/6. as i believe i would have quite a bit to claim but im not sure if i can as its already closed i dont know if i could get access to my old statements still

nickmack

rebera1 wrote: »

can any one tell me if i can still reclaim bank charges from an account that was closed in 2005/6. as i believe i would have quite a bit to claim but im not sure if i can as its already closed i dont know if i could get access to my old statements still

You can claim, just provide the bank with as much info as you know about the account.

WELSH-DRAGON_2

Yes you can I had an RBS bank account up until 2004 which is now closed. I did not have all my statements so sent off the £10 fee stating my date of birth, the account number and sort code.

They are now looking into my claim but have not met my deadlines so I am just filling in my court forms and I am hoping that I will be as successful as I was with the HSBC

Welshy x

jonnymagicpants

Hi there,

Just sent off my letter to Abbey asking for £1625 back so fingers crossed!!

Just received my statements from Abbey Credit Card and I have a quick question. Can I clam for - Late Fee Charges and Over Limit Charges.

Please help!!

Jonny

mishmash

Hi

I have just received my statements from Marks and Spencer store card. The copies to August last year are clear, 1 month per page with letter fee clearly identified ( basically due to me forgetting) is nearly a charge every month of £12

The statments before that (dating back to 2000) are all numbers and do not indicate letter charges ( of which I'm sure there are many).

Has anyone else dealt with M&S, any advice?

Mish x

fixingmymoney

I have just received an offer from Argos but they have said because of the OFT recommondations they are only offering the difference of the charge and the £12 recommended charge.

So instead of £75 they are offering me £30. Should i take it? Or should i say no deal and risk them going to court over such a small amount of money?