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Can I claim back charges off a closed account???

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Comments

  • fgaughan
    fgaughan Posts: 252 Forumite
    We are about to send the initial letter to Barclays requesting six years worth of statements or bank charges. We do not have a cheque book as we are in a 'managed account' with a DMP. Can we send a postal order??
    While I breathe.... I hope
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    Send the bank/cc your name, any relevant addresses and your date of birth with the template letter asking for your information/statements and they should be able to trace your account.

    and yes to a PO.
  • in-debt
    in-debt Posts: 58 Forumite
    Part of the Furniture Combo Breaker
    Hi
    I have been reading the info on claiming back bank charges and am a little confused.
    My partner and I have had four current accounts with Intelligent Finance and a joint account with Cooperative Bank. When I sent the £10.00 off do I sent it off per bank account of just £10 to each bank.
    I would appreciate anyones help on this.
  • I have taken steps to claim my bank charges back but the account im claiming off hs been closed for about 18 months. Can anyone give me any insight into whether ive still got a right to claim or not. Much appreciated:think:
  • laura_d
    laura_d Posts: 39 Forumite
    I'm not an expert here but from what I've read theres no reason why you can't claim on closed accounts as long as the charges you're claiming are within 6 years.

    good luck!!
  • The accounts i was charged for the most are previous accounts that i no longer hold and i now realise i have no sort code an account numbers to go by, can i find this out and still claim?
  • Can anyone help me please?
  • Can anyone help me please with closed accounts where i dont have the sort code and account number anymore?
  • Edinburghlass_2
    Edinburghlass_2 Posts: 32,680 Forumite
    10,000 Posts Combo Breaker
    Send the bank/cc your name, any relevant addresses and your date of birth with the template letter asking for your information/statements and they should be able to trace your account.

    ..............
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    ..............
    *extends sympathies*

    i hate to repeat myself
    i hate to repeat myself

    :p:p:p
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