Can I claim back charges off a closed account???

georgiasmum

I just rang Barclays who told me it would cost £216 to get 6 years worth of statements!!!!!! Is that right? When I challenged him about this and mentioned the £10 fee he said 'that only applies to bank accounts.' Is that correct? Please help!!

makalu_2

Hi. can anyone tell me how long Banks hold information on us AFTER our account is closed? I would imagine the '6 year' date and laws on holding accounting information probably have some influence. I want to claim against the Halifax from Mar 2001 to Sep 2003 when I closed my account and I have statements missing. Any advice would be greatly appreciated as they made my life hell for a while. Thanks

geoffpompey

Hi

I have been looking into claiming back bank charges i have been charge but a credit card i had has been cancelled. How can i get the credit card account number?

Please help me

Edinburghlass_2

Send the bank/cc your name, any relevant addresses and your date of birth with the template letter asking for your information/statements and they should be able to trace your account.

holley

I closed my account with Halifax 10 months ago because of the charges they put through my account. Can I still reclaim charges even though the account is closed.

nickmack

holley wrote:

I closed my account with Halifax 10 months ago because of the charges they put through my account. Can I still reclaim charges even though the account is closed.

Yes, you can still claim.

foolwithdosh

Hi everyone, I paid off several CC and loan accounts back in 03 with short settlement payments after cashing in on my house and downgrading. Could I still claim for charges even though I settled by paying less than the true balance at the time.

I still have an interest free loan from HFC after they merged my two CC's and loan accounts, would this be in jeopardy of being cancelled if I start the claim process? I haven't missed a payment in 4 years or more.

Any replies would be appreciated

hogie_2

Hi,

Can anybody help me?? I have started to claim back my bank charges, and wanted to start doing it on my old credit cards but i no longer have the account numbers, can i still go ahead to claim back the charges without it?

geezza1978

just wondered if there is a standard letter to send to recover money from CC companies or is it just best to slightly amend the normal bank charge letter. i have seen the letter on CAG but it seems a little on the strong side for an initial request for refund

inespo

can someone please state clearly that if you have a credit card up to its limit, will the bank close the account and demand the outstanding balance if you insist on repayment of 'fees'? many thanks...