Can I claim back charges off a closed account???

extracuddley

Quick Question.......Can you claim your charges if you no longer belong to that bank? I was with Halifax 3 years ago and have charges of £200, shall I go for it. Also Barclays Whom i am no longer with...what do you think????

Edinburghlass_2

Yes to all the new posts on this thread, you can claim on a closed account. If you don't have your account information please send you name, any relevant address and your date of birth along with your letter asking for all information/statements to the first address list in the Reclaim Help Thread which is linked in my signature.

num1cabby

hi ,, can anybody help if possible ,,, i had 4 credit cards until last november when the accounts were closed due to me taking out and IVA ,, can i still claim for the late payment charges from these cards ? many thanks

chrispog39

I sincerely hope so coz thats what im doing!!
:beer:

bryoni1

Hi All

Newbie here! Think the site and forums are an amazing resource, it is brilliant they are here. I have a couple of questions. I'm in the process of claiming about 500 smackers from First Direct, but I have also had a heap of charges on my Ikea store card (Ikano services).

Firstly - can I reclaim these as well? And secondly - is the process the same as reclaiming from a bank or credit card? If someone could let me know of point me in the direction of a link I might have missed I'd really appreciate it.

Cheers!
Bryoni :beer:

nickmack

bryoni1 wrote:

I have also had a heap of charges on my Ikea store card (Ikano services).

Firstly - can I reclaim these as well? And secondly - is the process the same as reclaiming from a bank or credit card? If someone could let me know of point me in the direction of a link I might have missed I'd really appreciate it.

Yes, you can claim and it's the same process as reclaiming from a Credit Card.

bryoni1

Sweet, thank you muchly!

daff_duck

I a natwest account 3-4 years ago and got into a bit of debt because of all the charges I was getting on my account. I was only 3.00 overdrawn when the charges esculated to over 150.00. Can I claim any of this back as the account is now closed?

kashie

Hello,

Capital One were supposted to reply today for my request for unfair card charges. I requested that they pay me back and supplied proof of charges plus interest.

The deadline for a response is today, I haven't heard anything. Should I;

a. Give them another day or so?
b. Write them a reminder letter?
c. Go ahead and issue a court order?

Rain_is_Insane

Yup you can make a claim going back up to 6 years from now