Can I claim back charges off a closed account???

Edinburghlass_2

Give them your name, any relevant addresses and your date of birth and they should be able to trace your account.

fallen_2

Can i reclaim charges incurred on store cards, if so could some one help me in this area. thanx

Edinburghlass_2

Yes you can, just use the bank charges template in Martin's article and change the working to read you are claiming late payment fees. Read the article and follow the steps, linked in my signature also read the Reclaim Help Thread and you'll find most of the answers you need.

redrose001

Address please for SAR for Mint credit card. Sorry it's probably been asked dozens of times but I can't find it anywhere.

jamalfatty

redrose001 wrote:

Address please for SAR for Mint credit card. Sorry it's probably been asked dozens of times but I can't find it anywhere.

http://www.esd.informationcommissioner.gov.uk/esd/DoSearch.asp?reg=3133785

sygboe

Hi i'd like to know how to claim charges on a closed account.
i had default 1.5 years ago and paid off the account. but while i had it i was charged a lot. which is why i ended up defaulting. Can i claim an old account?

thanks if anyone knows

:money:

feedering

sygboe wrote:

Hi i'd like to know how to claim charges on a closed account.
i had default 1.5 years ago and paid off the account. but while i had it i was charged a lot. which is why i ended up defaulting. Can i claim an old account?

thanks if anyone knows

:money:

Ye sjust send the DPA SAR as normal.

Edinburghlass_2

Edinburghlass wrote:

Give them your name, any relevant addresses and your date of birth and they should be able to trace your account.

As above send the "ask for charge details" letter in Martin's article, link in my signature.

smallpiper

I am in the process of claiming from a closed account ( i have requested statements). The the bank has passed a debt of £300 to a debt collection agency. I think any reclaimed charges would cover most if not all of this sum.
Is there any way of stalling the debt collectors until the matter is settled?
(they are threatening to pay me a visit in the next 10 days!)

Owen_Money_2

How would it go if I claimed for late payment fees from the credit card companies, you know, you forget the due date on your monthly payment and the company charges you £20/£25 for the privilege?

Is it worth digging out the past 6 years statements and writing to the companies?