Can I claim back charges off a closed account???

jamalfatty

They will know who you are if you send the SAR (Subject Access Request) and include your name and address at time you had account

benadesign84

Thanks, how would u do that and what is the SAR? Is it an online document u have to fill in or a sheet to send by post etc? How would i obtain it? thx again

jamalfatty

Think you should read carefully through this... http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

, you are starting the process of threatening a multinational corporation with legal action so you really need to know what you are doing. People will help you on here, but you need to make yourself familiar with process first.

Jannie_2

I know I sound as thick as a brick but am I right in thinking that I can claim late payment charges back from credit cards? I have not been charged any other charges eg, going over credit limit, etc, just late payment charges.

I've always assumed that 'reclaiming bank charges' meant just that - go overdrawn, get charged excessively, claim it back - but from reading another post I have now seen that people have claimed from credit cards as well.

If this is the case I'll get me claims in quick sharp!!

Any advice would be welcomed!!

Thanks,

Jan

copperwasher_2

Just over a year ago I closed two bank accounts after they had made extortionate charges for several transactions.

Does anybody know if I can go back and reclaim bank charges from them?

feedering

copperwasher wrote:

Just over a year ago I closed two bank accounts after they had made extortionate charges for several transactions.

Does anybody know if I can go back and reclaim bank charges from them?

Yes jusr send the SAR as normal.

alf1979

Hello all!- this is my first time on this website so please forgive me if this question has already been asked- I'm very keen to reclaim unfair charges from my bank but wanted to know if I can also reclaim 'late payment charges' from my credit cards?
Many thanks
A

CazW_2

yes... and over limit charges!!

Caz

Edinburghlass_2

Edinburghlass wrote:

You can, just change the template letter to read "late payment fees and/or over limit fees.

Its asked every day alf, but don't worry about it! As the above poster says and as above for the template letter.

matthew55325

I understand from Martins breif clip I could claim moneyback for charges from credit cards?? Well I have the 1st template letter to send, but I cannot remember my account details?? So how do I send the letter? Or is there a different letter I have missed! Do I need my account number? If not what do i need to do?

Thanks

Matt